[The Tragic Chronicles of a Wealthy Family - Continued] Chapter 181

Author: Zeng Jiu
First published on August 10, 2016
Word count: 8417
Early
in the morning, Chu Yun hurriedly ate some breakfast, picked up her small bag, and, clutching her heavy belly
, walked towards the door while calling out to Brother Biao. Brother Biao came in from outside, quickly took the small bag from Chu Yun's hand, and was about to
help Chu Yun up when he heard someone call out from behind, "Chu Yun, wait a moment."
Chu Yun turned around and saw Ke Lai, still sleepy-eyed and wearing pajamas, rushing over from behind. He
snatched Chu Yun's small bag from Biao Ge's hand, took her arm, and said anxiously, "You're still going out?
Didn't I tell you last night that with everything so chaotic outside, and you're so pregnant, you shouldn't go to work. Can't you just stay home and rest
?"
Chu Yun cradled her belly in her hands, looked down at her large stomach, and smiled, saying, "I'm fine,
I still have over a month left. Besides, the people on the streets are all from the Orange Scarf Gang, what's there to be afraid of?"
Ke Lai rolled his eyes and said, "How can I not worry about you running around like this? You're so far along in your pregnancy, why
do you still insist on going to work? The streets are so chaotic, cars can't even move, it takes more than an hour to get there.
What if something happens on the way?"
Chu Yun smiled gently, reached out and touched Ke Lai's flushed face, and said patiently, "I really have important
things to finish, I have to go to the company. Once I finish these important things in the next few days, I promise I'll listen to you and
stay home obediently. How about that?"
"What's so important that you have to go to the company? Your aunt sent you to work to help you
relax, and you've taken it so seriously. What's more important than you, more important than the baby in your belly?"
Chu Yun pouted. "So many people are at work, why can't I? I only have a week
left, it'll all be over soon. Let me go now, it'll be hard to walk when there are more people on the street."
"A week left?" Ke Lai suddenly became anxious. Seeing Chu Yun's determined look, he grabbed her
small bag tightly, picked up his phone from the table, and said to Chu Yun, "I told you not to listen, I'm going to talk to your boss. You
're not allowed to leave." He dialed a number and went out the door, closing it tightly behind him.
Less than two minutes later, Ke Lai came in again, handing his phone to Chu Yun and saying, "Auntie wants to
talk to you."
Chu Yun took the phone, held it to her ear, and softly called out, "Auntie..." Yin Nan
's voice came through the receiver: "Chu Yun, it's too chaotic outside right now, and you're so heavily pregnant. Put company matters aside for now and
focus on your pregnancy. Otherwise, I'll have Ke Lai take you to the VIP ward of St. Mary's Hospital; it's quiet there, you
can give birth there."
"No, Auntie..." Hearing Yin Nan's words, Chu Yun immediately panicked, gripping the receiver almost pleadingly.
"I really still have some important things to finish. Give me another week. Let me
finish what I need, and then I'll do whatever you say, okay?"
Yin Nan hesitated for a moment on the other end of the phone before asking, "What important things do you have? Even if they're important, nothing is
more important than giving birth. Just let them handle everything. If you're really worried, leave it to me
. You should be able to rest assured now."
Chu Yun hesitated for a moment, then stammered, "Well... how about this, Aunt, are you going to
the company today? If you are, I'll report to you in person. I'm only thirty-five weeks pregnant now, it's not like I can't go out yet...
"
Yin Nan realized from Chu Yun's hesitant expression that she must have something she couldn't say on the phone.
Before Chu Yun could finish speaking, she decisively interrupted her, saying, "Just stay home and don't go out. I'll be right there.
We'll talk in person." Then she hung up the phone.
Chu Yun handed the phone back to Ke Lai, gave him a disgruntled look, and sat back down on the sofa. Upon seeing
this, Kelai immediately ordered a servant to bring coffee and snacks, which he hurriedly ate. He knew Yinnan would arrive soon,
but he wasn't sure if she could persuade Chuyun; perhaps Chuyun would still have to leave later.
Chuyun sat on the sofa, seemingly idle, but her heart was already in turmoil. Her due
date was drawing closer, and her anxiety grew, the reason for which only she knew. She knew
her family had checked the blood type of her unborn child, and thankfully, it matched Kelai's. But
the sense of crisis within her never disappeared. With this unwanted child inside her, she felt somewhat safe; but
once it left her womb, everything would be up to fate.
She knew it was all her fault, that she had implicated her husband's family, and dragged Manfeng down with her. A deep
sense of guilt weighed heavily on her heart. If things were exposed, she would have no choice but to suffer
the consequences, even if it meant going to hell. However, she hoped to do what she could for her family, hoping to atone for her
sins. Therefore, Yin Nan's decision to bring her back to work was exactly what she wanted.
In the months since returning, she had been working tirelessly, striving to protect the family's interests amidst the turbulent situation.
But with her keen professional insight, she gradually discovered that the seemingly glamorous Xiwan Group was actually riddled with crises.
Without drastic measures, many hidden, fatal problems would soon erupt.
Her father-in-law, Sha Wa, and aunt, Yin Nan, were preoccupied with politics and seemed unaware of the hidden dangers
.
Chu Yun felt that, both as the eldest daughter-in-law of the Xiwan family and to lessen her own sins, she had to
tell the elders of her family the truth and her own insights. She had been working on this for almost
a month, and the information she had gathered was essentially complete. However, she still needed to do detailed analysis and organization to make her
thoughts clearer and more well-founded, so that she could present a convincing perspective to her elders.
Yin Nan's residence wasn't far from the Savoy mansion. While Ke Lai was wolfing down his breakfast, the sound of a car came from outside
, and soon, Yin Nan's light and brisk footsteps reached him.
Ke Lai quickly swallowed the last sip of coffee, got up, and went to the door to greet her. Chu Yun also looked up from her thoughts and
slowly stood up. The door opened gently, and a servant led Yin Nan in. She briefly greeted Ke...
After greeting her, Yin Nan quickly walked over to Chu Yun, took her hand, and scolded
her playfully, "What time is it and you're still so restless..." She then helped Chu Yun sit down again.
Yin Nan sat beside Chu Yun, looking her up and down for a while, briefly inquiring about her health
, and then looked into her eyes kindly, saying, "Alright, if you have any important matters to worry about, just tell
me."
Chu Yun blushed, hesitated for a moment, and slowly said, "Auntie, I'll be staying home
to prepare for childbirth soon. These past few months at the company, participating in its operations and management, I've discovered some problems and feel there
are some hidden risks in the group's operations. It's best to make adjustments as soon as possible to avoid irreversible consequences..."
"It seems Chu Yun is truly thoughtful..." The three people in the room were startled by the voice from behind
. Turning around, they saw that it was Sha Wa who had entered at some point. Yin Nan and Chu Yun quickly stood up
to greet Sha Wa. Sha Wa waved for them to sit down, then stood opposite them, seemingly lost in thought. He said, "Recently,
things have been quite turbulent outside, and I haven't paid much attention to the group's operations. However, I do feel a sense of crisis. Given the current
political instability, the company's operations may indeed need some adjustments. But I
haven't thought about exactly how to adjust them. Chu Yun, if you have any ideas, please share them."
As he spoke, he glanced at the three young people in the room and pointed to the study not far away, saying, "Let's
talk over there." He then led the way towards the study.
The four people took their seats in the study. Seeing that Klai had closed the door tightly, Sawa
said to Chu Yun, who was comfortably seated on a large sofa, "Alright, Chu Yun, it seems you came prepared. Let's hear your professional opinion
."
Chu Yun hugged her round belly, blinked her long eyelashes, and slowly said, "The data is all
on the computer in the office. I don't remember all the specific data, but let me share my general thoughts."
Seeing that Sawa and Yin Nan both nodded, Chu Yun slightly organized her thoughts and began to speak eloquently: "I'm a finance
major, so my observation of the company's operations is based on a financial perspective. Through these past few months of
observation, I've found that the company's current overall cash flow is that outflows far exceed inflows. And
there's no prospect of a reversal in the short to medium term.
Based on this, I analyzed the causes of this situation and found that it's a structural problem. In other words
, the group's business..." "The structure and specific external environment determine that the current situation will not reverse in the short to medium term."
Hearing Chu Yun's opening remarks, Sha Wa and Yin Nan exchanged a glance and nodded slightly, saying, "Please be more specific."
Chu Yun nodded and said, "Specifically, since the transfer of AS Telecom's equity, Xiwan Group's business
focus has shifted to the real estate industry. After recent efforts, we have indeed acquired a lot of high-
quality resources. However, the current special external environment has caused us unexpected difficulties.
Due to the military coup and the rise of the Democratic Alliance, the domestic political situation continues to be turbulent, especially in WY, where normal order has almost disappeared recently . This 　　has greatly affected the construction and marketing
of several of our major real estate projects . 　　I conducted a survey of all the group's projects that are currently under construction, planned, or on sale, and found that they have all been 　　affected by the political turmoil to varying degrees. Especially..." The projects under construction are almost all at a standstill. Machinery and equipment cannot 　　enter the site, material transportation is almost at a standstill, and workers cannot carry out construction. But these projects are still consuming 　　funds. 　　At present, the group's cash reserves are still sufficient, but they cannot withstand such bottomless consumption. According to my 　　statistics and calculations, if the current situation does not improve, we can last for twelve months without any problems, 　　we will feel the financial strain after eighteen months, and the cash flow will be in danger of breaking down after twenty-four months. " 　　Hearing Chu Yun's words, Ke Lai was a little stunned. Sha Wa and Yin Nan exchanged glances and murmured, "Is it that 　　serious? I really didn't expect it." 　　Chu Yun bit her lip, nodded and said, "I haven't finished sorting out the data yet, but the general conclusion should not be 　　too far off. So I am in a hurry to finish the work at hand so that I can give you an accurate and complete report." 　　Yin Nan said thoughtfully to Chu Yun Yun said, "Since you've been paying attention to this issue for so long and have done 　　meticulous data collection and analysis, you must have your own ideas on how to deal with it. Tell me!" 　　After thinking for a moment, Chu Yun said, "I do have some immature ideas, but I don't have 　　comprehensive management experience in such a large group company, so I don't know if these ideas are appropriate. I can offer some suggestions from a professional perspective 　　, though it might be a bit presumptuous." 　　Yin Nan smiled and said, "You're not a senior executive hired by the group; you're a member of the Xiwan family 　　, and you have a share in the Xiwan Group. We're all family here, so don't be shy about your ideas 　　. Speak them out quickly, and we'll discuss them together. Don't be so formal." 　　Chu Yun blushed slightly, nodded, took a deep breath, and said, "I think that in the current chaotic political situation 　　, the real estate industry needs to appropriately scale back to maximize profits and minimize risks." 　　"Maximize profits and minimize risks, well said! How exactly do you do that?" Sha Wa asked with interest. 　　"Our current real estate projects are mostly concentrated in WY, which is precisely where the political situation is most affected, and it's 　　also the biggest drag on the group. Therefore, I think we should drastically reduce our real estate projects in WY. Specifically, all 　　projects that haven't been topped out or pre-sold should be temporarily halted. Projects that have already been topped out should move to interior construction, which is 　　less affected by external factors, and most have already started pre-sales. We can concentrate our resources to complete them as soon as possible to facilitate 　　cash flow." 　　"In that case, the group's business scale will decline significantly. How will we compensate for that?" Yin Nan asked Chu 　　Yun. 　　"I don't know if my idea is feasible. I think within the real estate industry, we can appropriately shift our focus, 　　redirecting some of our surplus human, material, and financial resources to places less affected by the political situation. 　　For example, we could choose tourist hotspots like Pattaya. I've done some research; Pattaya 　　has a significant infrastructure gap, offering substantial investment potential. Moreover, it's far from WY and has been largely unaffected by domestic political turmoil 　　. I've investigated recent data; the number of tourists received in the past year has not only not decreased, but..."

" It's experiencing stable growth.
We could also consider the real estate markets of neighboring countries, such as Singapore, where the political situation is stable, regulations are sound,
investment risk is low, and returns are stable; it's a suitable investment."
"Besides real estate, you seem to have more ideas..." Yin Nan, sensing
something in Chu Yun's words, asked.
Chu Yun smiled shyly and said, "I do have some ideas, but I really don't know..." "
I've already said, we're all family here, so don't be so hesitant. Just say what you're thinking
!" Yin Nan scolded playfully.
Chu Yun quietly stuck out her tongue, gathered her thoughts, and said seriously, "I think that since
selling its telecommunications business, Xiwan Group has lacked a business similar to telecommunications—one closely related to people's livelihoods, with ample and rapid cash flow,
and a large enough scale—to support it. Therefore, it's more susceptible to external influences."
"Closely related to people's livelihood, with ample and quick cash flow, and a sufficiently large scale... that's an interesting point."
Sawa nodded thoughtfully. "Over the past year or so, I've also felt that after selling the telecommunications business, the Xiwan
Group's operations have become much more difficult than before, mainly due to the slow return of funds."
Chu Yun waited for her father-in-law to finish speaking before continuing, "The telecommunications business is related to the lifeline of the country. Having it in
the hands of a private enterprise is ultimately more of a curse than a blessing, so getting rid of it as soon as possible is the best policy. But for
a large family like ours, closely connected to the domestic political situation, it's indeed quite dangerous if we don't have a business that's less politically sensitive but also has ample cash flow to support us
."
Sawa nodded and said, "I've often thought about this issue too." Choosing the real estate industry was also due to its
large scale and high profits. However, this industry does require a lot of capital, has slow turnover, and is
greatly affected by external factors. I didn't expect the domestic political situation to be so turbulent in the past year. But an industry like telecommunications, which is related to people's livelihood,
has ample cash flow, and is not so politically sensitive... I really can't think of one..."
Yin Nan smiled and said to Chu Yun, "Our little princess has done so much research, she must
have a good idea by now, right? Don't hide it, tell us quickly!"
Chu Yun blushed and stammered, "I was just thinking..." Halfway through her sentence, she noticed Yin Nan glaring at her and
quickly said seriously, "I think we should consider grain exports, specifically rice exports."
"Rice exports?" As soon as Chu Yun said this, the eyes of the other three people present lit up. But no one
spoke, quietly listening to Chu Yun continue.
"Based on the conditions mentioned earlier—closely related to people's livelihoods, with ample cash flow, and large enough scale—
I carefully screened XX country's advantageous industries. Ultimately, I felt that rice exports perfectly met these conditions
and possessed sufficient market potential."
"Oh, tell me more," Sawa said calmly.
Chu Yun nodded: "I collected data on global rice trade over the past five years and found that in previous years, the market
supply and demand were basically balanced, generally stable at around 60-70 million tons. However, in the last two years, a
gap has begun to appear in the market. Due to factors such as war, natural disasters, and environmental pollution, the demand for rice has increased to
over 80 million tons, while the supply has not increased accordingly, but rather slightly decreased. Therefore, the international rice market is currently
a seller's market.
Specifically for XX country, rice production has always been XX country's advantageous industry, and in previous years, rice exports were basically
stable at 5-6 million tons. But in the last two years, they have continued to decline, with last year's exports only reaching 3 million
tons."
"Oh, what's the reason?" Sawa asked.
"I conducted a detailed investigation into XX country's rice exports in recent years and found that
the fundamental reason for the significant decline in export volume under a seller's market is that the rice-producing enterprises in XX country are generally small in scale. Moreover,
since the military coup last year, the political situation has been turbulent, and the rice export business has not received national-level support.
Meanwhile, in the past few years, our neighboring countries V and C have been vigorously promoting rice exports, resulting in the loss of some of our traditional customers. Furthermore, our relevant enterprises do not have sufficient financial resources to 　　compete for
new major customers ." 　　"These disruptive factors will continue to exist in the future..." Sawa bluntly expressed his concerns. 　　Chu Yun nodded confidently and said, "Yes, these competitors will always exist, but their 　　problems stem more from our own shortcomings. 　　Fundamentally, we shouldn't be afraid of their competition. Country C is just a small country with a few million people, and its total rice 　　production is less than five million tons. The amount that can be exported to the international market doesn't pose a substantial 　　threat to us. 　　Country V is also a traditional rice-producing country with an annual rice production of over twenty million tons, but it's a 　　large country with over a hundred million people. After deducting domestic consumption, the amount that can actually be exported is only around five million tons, 　　which isn't significant in the international market. The main reason they're causing trouble for our market position is that our traditional customers 　　overlap a lot, and our company is relatively small and lacks government support. This has led to 　　the situation where they've frequently stolen our customers in the past two years." 　　"You mean, if we get involved in this industry, Country V and Country C won't be a problem for us?" 　　Yin Nan asked thoughtfully. 　　Chu Yun nodded: "Yes, my analysis supports this conclusion." 　　After a moment's thought, she continued: "I retrieved the group's business data for the past ten years and found that we've actually 　　been engaged in rice export business all along, albeit as a relatively minor business unit under the trading company, 　　limited to high-end specialty rice, with annual export volume remaining relatively stable at 50,000 to 100,000 tons. 　　Rice trading is a business with very fast capital turnover. According to my research on international rice trade data, 　　a cycle from acquisition to payment can be completed on average in three to four months, so funds can circulate three 　　times a year. Based on this calculation, if we use one-third of our available funds, we can achieve a trade volume of ten million tons. 　　This is a huge number, and the profits are comparable to the telecommunications industry. 　　In fact, if we only achieve a trade volume of five million tons, our scale will be large enough that 　　competitors like those from V country and C country will not be able to cause us any trouble."

Hearing Chu Yun's words, Sha Wa and Yin Nan exchanged a glance and murmured, "It seems there really is something that can be done."
Then they looked at Chu Yun and asked, "Achieving the scale you described isn't easy, is it? What conditions are needed
?"
Chu Yun pondered for a moment before calmly replying, "Actually, we already have the most basic conditions. This is the
basic situation of our country. We are a medium-sized country with 20 million people, but our rice production is similar to that of V country
. Recent statistics show that at least 10 million tons of rice go unsold every year. Moreover, XX
country is a traditional supplier in the international market with a good reputation. This is
the most fundamental condition for us to enter this market on a large scale.
Speaking of Xiwan Group, as mentioned earlier, we have always been involved in the rice export business, but we
haven't focused on it as a pillar business. We have a natural advantage in terms of capital, no problems with distribution channels
, and we have our own unique advantages. In terms of hardware, the only thing we lack is
storage and transportation facilities suitable for large-scale operations and a corresponding operational team."
"So, what do you think we should do to get involved in the rice export business on a large scale?" Yin Nan asked with concern.
"I think we should immediately establish a company specializing in rice business. Considering the current situation
, we could consider acquiring an existing company, including the relevant business personnel, and then
injecting the group's existing related businesses and personnel into it. As for hardware facilities, I've taken note that due to the sluggish rice export
situation in the past two years, there are quite a few storage facilities for sale at low prices. We can buy a batch and quickly
establish a considerable business capacity."
Sawa listened and nodded, muttering to himself, "Chu Yun's idea is excellent. Farmers have always been
the foundation of our business. Since the military coup..." "They've destroyed our original layout in the countryside. We're
leading farmers in demonstrations and protests now, but ultimately we need to help them find a way out. If Chu Yun's idea can
be realized, regardless of whether we're in power or out of power, we can solve the fundamental livelihood problem for farmers. With our financial
resources, we can definitely do it. This isn't just a matter of transforming the group's business; it can ensure our political
invincibility forever."
Hearing Shava's words, Chu Yun's eyes lit up. She had only considered the issue from the perspective of company operations, not expecting
Shava to be considering it from the perspective of the family's survival—a much deeper perspective than she had. At this moment, Yin Nan picked up where Sawa left off
and asked, "It seems you've considered this quite thoroughly. If we start immediately, how
long do you think it will take to get things on track?"
Chu Yun answered almost without hesitation, "Three to four months at most.
I already have a shortlist of companies and infrastructure to acquire; they're all eager to sell. If we start now,
we can get it done within a month. The grain supply is readily available. According to the statistics I've collected, this year's spring grain reserves are
over six million tons, and new grain will come in the second half of the year. Moreover, due to poor sales, prices are very low. So, supply
isn't a problem."
"What about customers?" Sawa asked.
Chu Yun smiled slightly, "Developing customers might be a problem for others, but it's definitely not a problem for the Xiwan Group."
"How so?" Yin Nan couldn't help but ask curiously, seeing how confident Chu Yun was.
Chu Yun smiled and said, "Leaving aside our existing customer resources and the existing channels of the acquired companies,
our Xiwan Group actually has unparalleled channel resources in the rice market."
"Yes, you just mentioned this. Tell me more about it," Sha Wa nodded.
Chu Yun smiled and nodded, "When I was doing market research, I found that
the most important factor in the imbalance of the rice market in recent years, turning it into a seller's market, is Thailand. Thailand's rice purchases in the international market
have increased rapidly in recent years, turning from a net exporter to a net importer two years ago. Last year, imports reached
seven million tons. Professional institutions predict that this year's imports will climb to a peak of ten million tons."
Sha Wa and Yin Nan are both shrewd business people, and they understood what Chu Yun meant.
The unparalleled channel resources Chu Yun mentioned refer to the deep-rooted relationship between the Xiwan family and Thailand. The Xiwan Group
has a long-standing relationship with Thailand, wielding considerable influence in both the upper echelons and the business world. There, other companies and even
countries may not have the same influence as the Xiwan family. Given the sheer size and massive demand of China's tech giant, coupled with
the established foundation and abundant financial resources of the Xiwan Group, it's not entirely unrealistic to expect them to carve out a niche for themselves in the short term. With this
foundation, other markets will be even easier to conquer.
Thinking this, Sawa let out a long sigh and nodded, saying, "Chu Yun's ideas are insightful and valuable
. It wouldn't be an exaggeration to say they are the foundation of our Xiwan family's future."
Yin Nan smiled at Sawa and said, "I told you long ago, our Chu Yun is not only a talented general, but also a brilliant strategist
. I didn't misjudge her, did I?"
A hint of hesitation flashed in Sawa's eyes. He didn't respond to Yin Nan's words but turned to Chu Yun and asked
, "Chu Yun, your thinking is very comprehensive and meticulous. You must have put in a lot of effort, right? Are you going to prepare a formal
report?"
Chu Yun nodded and said softly, "The work of collecting data and information has been completed. I've been
doing comprehensive analysis these past few days to complete a formal report."
"How much longer?"
Hearing Sawa's question, Chu Yun subconsciously glanced at Yin Nan and Ke Lai sitting to the side and said,
"About a week should be enough. I want to finish this before I go home to give birth, so..."
"But...but it's so chaotic outside, and you're so heavy-set, I'm really worried..."
Kelai, who had been sitting to the side unable to get a word in edgewise, finally spoke hesitantly.
Yinnan thought for a moment, then turned to Kelai and asked, "Kelai, can the small study in the back be vacated?"
Kelai nodded repeatedly, "Chu Yun has been using it all along, and it's been sitting idle."
"Okay, then Chu Yun won't have to go to the company. Kelai, go and apply for a secure internet connection right away, and connect the company
's network to your place. Let Chu Yun finish her report at home..."
"Wait a minute..." Shawa interrupted Yinnan, pointing to the ground and saying, "Don't install any more secure internet connections."
"Okay, this is the secure line, connected to the company network. Chu Yun, you can work here."
"This... isn't appropriate..." Chu Yun hesitated.
"There's nothing inappropriate about it. I'm out during the day, the study is empty anyway, you won't bother anyone
. Besides, it's convenient for Yin Nan and me to come over if you work here, we can discuss things anytime."
"Oh, okay." Chu Yun nodded obediently.
Yin Nan turned to Ke Lai again: "Go to the company right away and bring Chu Yun's computer and related documents over.
Also, tell Zhen Lin to come work here for a while, let her handle anything Chu Yun needs."
"Okay." Ke Lai agreed and stood up. Chu Yun also stood up and said to Yin Nan and Sha Wa:
"I'll go to the company with Ke Lai too, I only know where many documents are." "
Okay, be careful on the way." Yin Nan instructed as she watched Ke Lai help Chu Yun out the door.
Watching the two young people's retreating figures, Sawa said to Yin Nan, "Make some preparations. As soon as Chu Yun's report comes out
, convene a board meeting immediately. I'll attend as well. This matter is of great importance; we need to decide on it quickly and begin implementation immediately."
(To be continued)

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