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[The Girls' School Teacher] (Episode 14, Chapter 1) 

Episode 14 The Mastermind



Synopsis: Walmart's entry into Japan stirs up trouble again. Ito-Yokado, Seibu, and other major department

store giants join forces to suppress it. How will Toshio resolve this crisis?



A yakuza boss begs Nak for help, but gunshots and explosions are heard in the operating room...



The mastermind behind Sanada's army finally reveals herself; it turns out she is...





Chapter 1 The Betting Agreement



Suddenly, I remembered a play I'd seen on Yongren Street. Although the themes are different, the title resonates with

me.



Injustice! My lord!



Even looking at Yuri's ashen face, it looked like I'd kidnapped

a beautiful woman, seduced her, and was now committing indecent acts here

. If Yuri hadn't come, the next step would probably have been to take advantage of this poor beauty.



Yuri glanced again at the groaning beauty lying on the sofa bed, and after confirming it wasn't one of those Sakura Academy

girls, she turned and walked out the door without looking at me again.



She stood at the doorway, a few steps away to cross the threshold and leave. I hesitated for a moment, not chasing after her,

and after she went out, I casually flicked my wrist to close the door.



"Bang!" The door, which had just closed, was kicked hard from the outside, and then the footsteps quickly faded

away.



I smiled slightly. Yuri was a very gentle and traditional Japanese beauty; I never expected her to be so angry

and furious .



It wasn't that I didn't want to explain to her, but the treatment of Kato Haruka was at a crucial beginning. If

her bruises weren't cleared up quickly, they would leave unsightly marks after she recovered. As a doctor, how could I allow

my patient's treatment to be so imperfect?



Calming myself down again, I placed my hand on the beauty's delicate body once more. The bruises on her breasts had gradually

dispersed , but her lower abdomen was a bit more troublesome. So, I kept one hand on her lower abdomen while the other began

massaging eighteen acupoints on her body, clearing the blockages in her muscles and bones.



Ironically, after Yuri's interruption, the slight agitation in my heart completely disappeared.

This allowed me to focus my energy entirely on treating Kato Haruka, making the treatment even more effective.



Another ten minutes passed! The beauty's moans turned into even breathing; her injuries healed,

she drifted off to sleep.



I found a thin blanket to cover Kato Haruka, turned off the light, and went out to Yuri's house. I



rang the doorbell for a long time, but the iron gate remained unresponsive, let alone the inner gate of the courtyard. I could see lights on inside

the house , but Yuri didn't answer.



I knew that if I didn't clear things up with Yuri tonight, the misunderstanding would become serious… As for

why I insisted on explaining to Yuri, I didn't know. Perhaps it was because I had honestly saved her, yet she

misunderstood, leaving me somewhat resentful.



Seeing that Yuri wouldn't open the door, I simply flipped over and entered the courtyard. I walked a few steps to the door,

pulled the handle, and it opened with a click, though not locked.



Standing in the entryway, I clearly saw Lily sitting on the snow-white carpet next to the sofa, holding a large

glass of Japanese sake, showing no intention of drinking it.



Japanese sake isn't very strong, similar to the alcoholic beverages of the Jiangnan region in China, but it has a

faint , refreshing aroma. Combined with Japan's excellent water quality, it's a good everyday drink; I've seen many

Japanese girls enjoy a little.



Hearing the door open, Lily was startled. Seeing me changing my shoes in the entryway, the stunningly beautiful young woman was furious. She thought,

"You've gone too far! You just did something bad, yet you come here like nothing happened

, uninvited! What do you want?"



Thinking of what angered her, and seeing the sake—which, since it wasn't very tasty—she casually tossed it aside.

The delicate glass smashed against the table.



The liquor spilled through the air, creating a misty spray. By the time I caught the glass, only

a tiny bit remained at the bottom.



The room was filled with the aroma of the liquor. I didn't drink it lightly, but smiled gently

and sat down opposite Lily, placing the glass back on the coffee table.



"When did you get back?" I carefully examined Lily. Her beautiful

face , though her chin had become slightly more pointed, and her eyes were heavy with melancholy. "You must have been busy in America. You've

lost weight."



Lily's anger turned to heartache upon hearing this. Her eyes reddened, and tears welled

up.



"Why? Weren't all those beautiful female students enough for you? You had to take my sister too? And after having my

sister , why did you bring women home to sleep with? Liu Junxiong, what kind of heart do you have?

Are you only happy when you've made countless girls in the world heartbroken for you?"



The stunningly beautiful young woman almost shouted at me, tears streaming down her face as she cursed.



Only then did I understand what "pearls falling onto a jade plate" meant. Lily's tears, like glistening

pearls, slid down her fair, jade-like cheeks, a sight that tugged at the heartstrings. While



the beauty's weeping was undeniably moving, what concerned me more were her words.



Sister? When did Lily have a sister?



She'd been in America all this time, unlike when she was in Tokyo, where she seemed to know everything about my house. How

could I possibly have a sister with her… Hmm!



I suddenly remembered a pretty figure, and in an instant, many things became clear.



"Mika… is she your sister?" I cautiously inquired.



"Of course!" Lily raised an eyebrow, her deep, unfathomable eyes glaring at me fiercely! "How exactly did you

manage to deceive Zhenjia? She's so naive, and you two have absolutely no connection, yet you still managed to trick her

!"



"Can you please not be so harsh?" I said with a wry smile, spreading my hands. "We've only been together

recently, we haven't even had a chance to do anything yet. And then you tricked her into going to America… Now I finally understand

why she can't come back—you forced her to stay in America!"



"If I don't keep her in America, am I supposed to wait for her to come back…" Lily's delicate face flushed red, her words revealing her true feelings.

I still couldn't bring myself to say it. "If you hadn't encountered the typhoon and alerted the family, and they hadn't told me that Zhenjia was looking for

her boyfriend, Liu Junxiong, I really wouldn't have known it was you who did this."



I nodded. Since Baihe was Zhenjia's older sister, it made sense why she left Zhenjia

in America... obviously, she was afraid I would devour her. Baihe had seen me with Xiaochun, Eri, and

Qianying , so she would never let Zhenjia get involved. As an older sister who doted on her younger sister, she didn't

want her to share a man with many women.



Baihe saw that I wasn't afraid. My voice turned sharp: "Liu Junxiong, do you want to know what I

told Zhenjia about you?"



"Unfaithful, greedy, lecherous, treacherous..." I listed them off one by one, and the beautiful young woman's lips unconsciously

curved into a smile. But my next sentence completely ruined her good mood: "

You didn't mention any of that."



"Hmm... ugh?"



The stunningly beautiful young woman's large eyes widened, and she said angrily, "I'll tell you now!" Saying this, she

tried to get up to find her phone, but I quickly grabbed her ankle. Baihe trembled and almost

fell to the ground.



The beautiful young woman, supporting her delicate body with one hand, presented her large, round, and pert buttocks completely before me,

very close, a truly breathtaking sight.



"Let go!" the beautiful young woman whispered harshly.



The smooth, tender sensation flashed through my mind, and I quickly withdrew my hand.



Baihe turned over and sat facing me. Her posture was beautiful, but her delicate face was flushed.



"Let's talk this out. Don't scare me, and I won't provoke you," I said calmly. "I

thought after the negotiations in America, your outward appearance would be quite polished. I didn't expect

you couldn't even pretend to hate someone."



"Boring."



"Lily, stop being childish. I wanted to talk to you about why you haven't discussed the negotiations with

Walmart , but it turns out you're doing it because of Zhenjia. Little do you know that linking business negotiations with personal feelings

is a huge mistake."



"So what if it was a mistake? Anyway, I succeeded." Lily raised her swan-like, snow-white neck.

"With Walmart's investment, Chongguang has been reborn in my hands. I haven't let down A-Chong's

trust in entrusting it to me."



A-Chong is Fujiki Takashi, Lily's husband who was killed. Chongguang is the business he left to Lily.



"Reborn?" I smiled slightly. "Not necessarily."



"Hmph, this isn't even a rebirth. The preferential terms I negotiated are more than what you offered me

." The stunningly beautiful young woman spoke with considerable pride.



"Speaking of which, I'd like to ask you a question. Walmart is notoriously stingy, how did you manage to get such

favorable terms?" I said in a deep voice, "Ten billion US dollars for eight stores is acceptable considering land prices in Japan and the investment required to enter the

Japanese market. But why were they willing to offer two billion US dollars to buy

40% of the restructured Sogo? I estimate you'll get at most ten billion US dollars, and Walmart wouldn't be

that generous, would they?"



"Of the 2.87 trillion yen debt,

$6.5 billion was recovered during the auction of the Southeast Asian business and branches, leaving $7.5 billion in debt. Now, with Sogo selling eight branches, it

can maintain profits and room for development. Americans can't possibly not see this, but

it's still unimaginable that Walmart would invest a massive $20 billion to buy shares based solely on this advantage. There

must be some negotiations I'm unaware of."



Lily's delicate face gradually lost its previous anger and resistance. She nodded slightly and said, "Liu Junxiong, I have no doubt

about your business talent. If you weren't such a proud figure at Harvard University

, I would have spared no expense to recruit you to manage our family business; if you weren't so promiscuous

, you could definitely become Zhenjia's husband and, relying on our family's strong foundation, create a new

legend like Matsushita Konosuke's."



"Alright, enough with the flattery. What's the real story? Tell me!" I calmly accepted her praise.



The beautiful young woman was speechless with anger, and her face almost contorted with rage again, but she managed to restrain herself and got down to

business . "Actually... it's nothing much. I signed a betting agreement with them."



"A betting agreement?" I frowned. "How could you sign something like that? Who told you to sign it?"



My voice rose a little, startling the stunningly beautiful young woman. The gentle and virtuous Lily felt a pang

of grievance: "Why can't we sign? Just because you didn't tell me to, does that mean I won't do it? A dozen or so of Japan's business

elites studied this in detail for over ten days before deciding to sign this beneficial and harmless betting agreement. We're not

messing around!"



I shook my head and scolded, "How is it not messing around? Have you ever seen Microsoft, Carrefour, Royal Bank of Scotland,

or BF sign betting agreements? Not to mention, which of Japan's six major conglomerates or their core

industries has ever signed one?"



Like a child being constantly scolded by me, Lily also got annoyed: "I've already told you. We

analyzed it carefully. Just because others haven't done it doesn't mean we can't. What's there to be afraid of?"



I smiled bitterly and didn't respond to her. Dealing with this stunning young woman who was only suited to be a housewife was

like talking to a brick wall when it came to discussing complex financial fraud.



Although I didn't actually get a business doctorate from Harvard, my father had arranged for many teachers to give me lectures on business

, including many classic case studies. I was personally involved in understanding all of this.



At the time, I didn't understand why the old man wanted me to learn these things, so I asked him. His answer

left a deep impression on me: "As a man who can attract countless beautiful women, do you think just having a few testicles and a strong

physique is enough? Murder and medical skills are just skills, not the most positive aspects of your life. If you want to attract

beautiful girls to throw themselves at you at all times, you must have substance, substance! You must have substance like mine!" As he said

this, the old man was rubbing his feet while eating stinky tofu...



In short, the old man explained that as a successful man in this information-rich and fiercely competitive business world...

Only those with abundant business knowledge and skills can shine like the sun,

their achievements surpassing those of business tycoons.



Thinking about it now, that ambition to conquer the world of business is indeed a profound quality. My

beautiful wives have said that when they listen to me explain business knowledge, they feel I radiate light

, and they easily become engrossed.



After so many years of training and practical experience, I

have a thorough understanding ; I even participated in the planning of many of these schemes.



The lair of financial intrigue refers to Wall Street; to use a vivid metaphor, it's

the lair of the financial world's greatest villains.



To those unfamiliar with it, Wall Street boasts the world's most elite group of business geniuses,

countless breathtaking miracles of success, and the ability to control the global financial landscape. Its existence

transcends a few streets or a single country, influencing the entire world.



However, those with a deeper understanding of the financial world will understand... Wall Street is home to the dirtiest, most

despicable, shameless, and vile entities. These people are constantly eyeing your wallet. They don't use guns to

rob, yet they create disasters far more devastating than guns. Countless families are deceived

by losing everything… In Chinese terms, they kill without shedding blood.



Wall Street's financial scams could fill hundreds of books, but in terms of scope and methods,

the two are betting agreements and financial derivatives. Financial derivatives target individuals or small and

medium-sized business owners, using hundreds of pages of foreign language contracts to deceive and lull them into a false sense of security. These contracts contain many cunning clauses that even professionals

can't see through. Through various means, they trick these unscrupulous investors into buying high-risk, low

-return products, including US Treasury bonds and bonds issued by major European and American companies…

How harmful are they? Often, a financial crisis and currency fluctuations can wipe out hundreds of millions of dollars you've invested. This kind of

bloodless killing is the most painful.



Financial derivatives target individuals and small companies, and their methods are not sophisticated. Somewhat

superficially , another type of performance-based agreement is the exact opposite.



A performance-based agreement is a kind of overt strategy in financial warfare; it's an agreement between the investor and the financing party regarding an

uncertain future scenario. Whether this scenario occurs or not represents the respective interests of the investor and the financing party

. Whoever's desired scenario occurs wins the gamble and benefits.



Performance-based agreements target medium to large-sized enterprises, typically companies with assets exceeding one billion US dollars. They openly

and legitimately sign agreements with you, and these agreements seem to be entirely in your favor, as if they're handing you

money for free.



In such situations, many companies seeking further expansion often sign performance-based agreements,

receiving a large sum of money while simultaneously sowing the seeds of future misfortune… To put

it , after fifteen years of hard work, you've grown your company into a large and successful enterprise. However, at the height of your success

, the investors will launch a fierce counterattack against the performance-based agreement, ultimately taking all your years of

effort for themselves. Your efforts have all gone to someone else's benefit.



Of course, compared to financial derivatives which are primarily used to defraud people,

there are many successful cases of financing parties using performance-based agreements, although the success rate is much lower than that of investors.



However, if a super conglomerate like Walmart, the undisputed king of the department store retail industry, could

sign a performance-based agreement at such a disadvantageous price, then the chances of Sogo, a less successful Japanese department store,

ultimately succeeding are probably no higher than if Sogo had acquired Walmart.



That's why I'm so surprised that Yuri dared to sign this performance-based agreement, knowing full well that the other party is a colossus, yet still charging

headlong into it… A snake swallowing an elephant is certainly good, but if the snake isn't big enough and the elephant is too ferocious, the snake might

swell up and die.



On second thought, performance-based agreements are called a calculated strategy in financial warfare; isn't it precisely to make the financing party feel that these

conditions can definitely be achieved through their own efforts and abilities? In short, performance-based agreements exploit

a psychology: the leaders of these medium-sized and large companies and groups in their areas of expertise. She 's always been confident

, believing herself to be invincible, and never believing she could be defeated.



But those overly confident people almost always end up badly, losing vast sums

of money .



Could it be that this time, it's Lily's turn to fail?



I can't even imagine what this gentle, naive woman

will feel after such a crushing defeat.

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