[The Girls' School Teacher] (Episode 29, Chapter 2)

Chapter Two: The Method of Transcendence

Everyone knows that the insurance industry exists, but few know that there are actually two

types : joint-stock insurance companies and mutual insurance companies.

Joint-stock insurance companies are established through capital from shareholders of varying sizes, and

their relationship .

Mutual insurance companies operate on the same principle as traditional mutual aid societies. Through each policy and capital contribution, each insured

person becomes a shareholder; these insured persons then appoint staff to

manage and invest this capital.

Anmei Insurance Mutual Aid Company belongs to the second type. The Gamo family only has management rights, not ownership

.

Don't underestimate this management right; simply put, it means having access to thousands or even trillions of yen in liquid funds.

For those without ability, such an astronomical sum would be daunting, just thinking about the annual payments to

the insured would be terrifying; but for those with ability, they would simply use this money

to generate profits for each insured person while simultaneously enriching themselves.

The Gamo family undoubtedly belongs to the second type.

To put it more bluntly, mutual insurance companies are actually similar to banks, essentially playing the role of banks;

it wouldn't be wrong to call "Yasuda Life Insurance Mutual Aid Company" "Yasuda Bank."

With the help of Yasuda Bank... oh no, Yasuda Life Insurance Mutual Aid Company, the Gamo family's

main —Canon Corporation—has flourished in recent years, like two heavy tanks,

crushing the global camera and video camera market from all sides, even forcing Kodak to

suffocate .

Gamo Midori watched me silently, lost in thought, tapping the table beside her with her small hand, "Toshio, if you don't say anything and

keep pretending to be deep, I'm leaving!"

Snapping out of my thoughts, I smiled faintly: "Midori, do you usually participate in the family business?"

Gamo Midori was taken aback, then waved her hand casually: "Toshio, do you think someone as lazy as me is suitable for

family affairs? Let's not talk about these scheming things!"

I couldn't help but chuckle.

Gamō Midori and Furujima Sakura were often together. The two girls naturally had similar personalities, both exuding a sunny and generous

aura. When I taught my students, the two little girls didn't listen very attentively, but they were quite interested in the

anecdotes .

After a moment's hesitation, I said, "Sui, if there were an opportunity to help Yasuda Life Insurance reach new

heights, would you be interested?"

"Yasuda..."

The energetic and pretty girl thought for a moment, then shook her head. "I'd rather not. If you, Junxiong, help,

my dad will lose face. Besides, our family business is doing quite well; we have enough to eat and use. Why would we need such a large

expansion ?"

I said, gritting my teeth in exasperation, "Gama, if I were your father, you'd drive me crazy!

If you don't start helping now, what will you do when you take over the family business?"

Gamaki Sui giggled and winked at me. "I'll get married someday, and my husband can manage

it ... Besides, I still have you, Junxiong. If I run into trouble, you can just take care of it."

Faced with such an unmotivated student, I could only smile wryly.

Since she wasn't interested, I naturally wouldn't force her to handle this matter. After all, children need genuine interest

to learn; things forced upon them will be quickly forgotten.

"Alright, alright, you good-for-nothing brat, go and rest!"

I waved her away from the office.

*** *** *** ***

Amidst the rising steam, a beautiful body leaned against the bathtub wall, eyes closed, lost in thought.

The bathtub in the Sakura Academy dormitory was quite large. Although only two people lived in the room, it was usually a group of close

friends who bathed together to strengthen their bond and relieve stress.

Because she returned late, Sakura had already finished her bath and was sitting on her bed watching TV, while only Gamou Midori was lazily soaking in

the tub , relieving her fatigue.

This afternoon, the girls didn't have my class until 2:30, so they had plenty of time to rest.

Gamou Midori was able to leisurely soak and relax, and also think about some things.

Suddenly, the energetic and pretty girl opened her beautiful eyes, picked up her phone, and dialed a

number .

This custom-made phone from SHAPP was waterproof and shockproof; a little water vapor wouldn't affect its use at all.

"Dad, I have a question for you,"

the girl said softly.

"Uh... Cui'er, what's wrong?" The middle-aged man on the other end of the phone broke out in a cold sweat. His little

princess rarely spoke in such a gentle tone. "Did you get into trouble again? It's okay, Dad will take care of it for you.

Tell me, which spoiled brat did you beat up this time?"

The energetic and pretty girl immediately became furious: "You're so mean! What did you say? Do you think all I know is causing trouble?

Dad , you

've made me so sad!" The middle-aged man, the girl's father, Pu Shenglizhi, felt relieved. This is my daughter!

He paused for a moment, then smiled and said, "Alright, Dad misunderstood, my dear daughter. What do you want to know?"

Gamura Midori asked, "Dad, I wanted to ask if the family business has encountered any difficulties recently, and

how is it doing?"

Gamura Ritsuchi was stunned for a moment, then asked in confusion, "Why would you ask that?"

The energetic and pretty girl replied, "Tell me quickly..."

"Actually, it's not bad."

Although Gamura Ritsuchi didn't understand his daughter's intention, he was in

a good casually revealed the family company's secrets: "Canon

has made great breakthroughs in the field of digital cameras and digital camcorders. We've basically prepared three generations of products, and we can catch up immediately once the traditional camera and camcorder

market declines. It's just that Yasuda Life Insurance has been having some difficulties with overseas expansion recently. The scale

is still a bit small, and the influence isn't growing. I'm currently in talks with Meiji Life Insurance to merge and jointly develop

the market."

The girl considered for a moment and asked, "Oh, if I gave you a chance now to allow Yasuda Life Insurance to

expand rapidly and potentially rank among the top three in Japan, what would you say?"

"Top three?"

Gamō Ritsutoshi smiled and shook his head. "My dear daughter, let alone top three, I

'd be . But the problem is, with Fukoku Life Insurance's aggressive expansion, maintaining our sixth position

is already difficult. Besides, Canon involves a large amount of R&D and sales funds; where would we find the extra money to go further?"

Because of the strong health and life insurance awareness among the Japanese public, almost every household has life insurance.

Therefore, the scale and strength of life insurance in Japan is much larger than that of property insurance. Even

Tokio , can only look on in awe at the giants of life insurance.

Of the nine largest insurance giants in Asia, eight are Japanese, and six of these eight are in the life

insurance industry. In order of size and influence, they are: Nippon Life Insurance, Dai-ichi Life Insurance, Sumitomo Life Insurance, Meiji

Life Insurance , Asahi Life Insurance, and Yasuda Life Insurance.

Gamo Ritsutoshi was already quite satisfied. Although Yasuda Life Insurance wasn't expanding further, its

financial resources were enough to support the development of the Gamo family's main business, Canon Corporation, making the Gamo family a

top-tier family in Japan.

A vibrant and pretty girl suddenly smiled, "Dad, I know, wait for my call!"

"Oh, hello, hello..."

Gamo Ritsutoshi hadn't even figured out what his daughter meant when he was left with only a dial tone.

"Why is this child still so impulsive!" the middle-aged man thought with a smile and a shake of his head.

*** *** *** ***

Today in class, I noticed that Gamo Midori was clearly not paying attention, but her big eyes were fixed on me, like she

was watching her prey.

When the bell rang and the girls greeted me and rushed out, Midori, who usually competed with Sakura for

first place, walked slowly at the back.

"Junxiong..."

The girl slammed her book down on the podium, saying with great authority, "Tell me again

what !"

I instantly realized that Midori was interested in this matter.

Resentful of the girl's earlier scorn and abruptness, I deliberately coughed, "Sorry, I forgot

what I said."

"Huh? Really?"

The energetic and pretty girl's eyes widened. "It's

the method you mentioned that can help Yasuda Life reach its peak..."

"That? My dear lady, didn't you say you weren't interested in getting involved?"

I said seriously, "Trust your teacher. No matter what happens to Yasuda Life in the future, I have a way to bring it

back to life."

"Bring it back to life..."

Midori immediately got angry: "Junxiong! Can't you say something nice?"

Seeing the little beauty about to explode, I stopped teasing her; after all, teasing one's student isn't exactly

heroic.

I coughed lightly, let her sit down in the chair next to me, and told her what I had heard about Dupenka yesterday

.

"How can this be?"

The girl's outgoing personality didn't mean she was a fool. She shook her head repeatedly, saying, "One Dupenka is scary enough.

If a hundred come, Yasuda Life Insurance will have to go out of business! Toshio, are you helping me or hurting me?"

"Would a teacher harm his own student?"

I glared at her. "You little fool, don't you understand the principle of 'fortune favors the bold'?

If there weren't difficult ways to make money, would it be your turn or Teacher Dao's?"

Midori retorted defiantly, "But isn't this difficulty a bit too great? Have you calculated it? Ten billion

yen! Yasuda Life Insurance's total assets are only twenty-eight trillion yen. After deducting untouchable reserves

and fixed assets , that's only about ten trillion yen. How many personal insurance payouts could that be?"

I smiled. "Who told you we'd have to pay out ten billion yen?"

"Uh..."

Cui glared at me. "What exactly do you want to say? If you

have something to say, say it quickly, or I'll beat you up!" I really didn't know whether to be happy or distressed to have such a "brutal" student.

I nodded slightly and said, "If they can't get compensation from other life insurance companies,

and only Yasuda Life Insurance is willing to pay, then do you think the vague 10 billion is more important, or the 2 or 3 billion that can

actually be put into their pockets?"

Cui replied without thinking, "Of course, it's better to have it in their pockets! But if we go and talk to them now, they'll most likely

refuse , they'll definitely still want the 10 billion."

"That's because they haven't reached the end of their rope yet."

I said casually, "Let them keep hitting walls!"

"Our family is sixth, they've already gone to the first three, it'll be our turn soon."

Cui pouted.

"Silly girl, Tokyo, and even all of Japan, has a complex terrain. How difficult would it be for a foreigner to find

every life insurance company? Couldn't you find someone to pretend to be a helpful person and take them to all the major

life insurance companies? Yasuda Life Insurance? Of course, that's the last destination."

"Ah..."

The energetic girl covered her mouth and giggled, "Junxiong...you really are a bad guy..."

I glared at her again, "I can't live like this anymore. I'm trying to help you, and you call me a

bad guy !"

Seeing me turn to leave, the girl jumped up, grabbed my sleeve, and swayed her hips, saying coquettishly, "Okay

, okay, I was just joking...Junxiong is a really good person, I like you a lot!"

"Insincere!"

I said calmly, "Little girl, you need to be more sincere in your apology."

"After this is resolved, I will definitely repay you properly..."

Midori said seriously, patting her chest after a pause to show her sincerity.

Following her delicate hand, I saw that this girl was quite well-endowed; her ample breasts, while not quite as large as Eri's,

were certainly among the top three of the most beautiful female students.

Quickly averting my gaze, I said calmly, "I've said everything the teacher can say. As for the remaining details, your father..."

"Dad, someone who's been in the life insurance business for decades, should understand this immediately. I wish you all the best!"

Cui was taken aback, then rolled her eyes at me: "You're just going to abandon them like this? What kind of teacher are you?"

I smiled wryly: "Cui, I don't understand the specific operational procedures of the insurance industry. Isn't directing Yasuda Life's

elites just showing off their skills in front of Guan Yu?"

Don't doubt it, the popularity of *Romance of the Three Kingdoms* in Japan is second only to China and South Korea. In fact, to

a large extent , these two countries understand and extend the *Romance of the Three Kingdoms* better than China, so Cui could understand this

proverb.

Cui didn't let go of my little hand, but looked up and said: "So, do you have a good understanding of Photoshop?"

I immediately blushed, wanting to explain that planning Photoshop is different from this. With Photoshop, I only manage the marketing

aspect and don't need to understand the specific production details. Insurance is different; salespeople need to be very proficient in the

rules and regulations , otherwise it's not easy to fool the insured… uh, I misspoke, it's not easy to get

them to take out their money to buy insurance products.

But Midori was still young and didn't understand the complexities of life. From her words, I could tell she was only thinking about

why the teacher was so kind to Yuko and Kana, running around for them, but couldn't lend a hand to me.

A young girl's heart is very sensitive and fragile.

Of course, I didn't want to hurt my student, so I could only surrender: "I already said it's different, that one is

much simpler... Okay, okay, don't look at me like that, I agree, alright?"

Midori said indignantly, "You're agreeing so reluctantly, as if you're not willing at all. You not only have to agree,

but you also have to help me get this done in order to compensate me!"

"Hmm? How did it become me compensating? It's clearly her who should reward and repay me!" Amidst the girl's

giggling as she ran off, I wondered to myself.

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