[The Girls' School Teacher] (Episode 29, Chapter 1)

Episode 　　29 :　　　　The Claim 　　　　　　　　　　　　　Case

********** ...　　　　This criminal organization is suspected of carrying out a terrorist ; thankfully, there were no casualties… 　　As for the subsequent righteous pronouncements from high-ranking officials of the Tokyo Metropolitan Police Department, condemning the criminals and vowing to protect Tokyo's peace and tranquility, I completely ignored them. 　　I noticed that the "man of justice" sitting in the corner behind them had a dark expression and looked very unhappy. Based on this alone, I could understand that the Metropolitan Police Department's operation last night hadn't apprehended the key criminals; at most, they'd only caught some small fry. Otherwise, Kobayashi Renryo would have already come looking for trouble. 　　Publicity is an essential part of the police's job; otherwise, if they reported bombings here and robberies there, no one would dare invest or live in such a city. 　　No matter how proud the Tokyo Metropolitan Police Department is, they wouldn't dare reveal everything, after all, foreigners already make up more than one-fifth of the population in Tokyo, not even including the millions of undocumented immigrants… Densely populated areas with diverse are inevitably the most prone to conflict. Although the Tokyo Metropolitan Police Department is arguably the safest place in Tokyo under such circumstances , it's not safe to say there's absolutely no crime. 　　To avoid worrying Midori, neither Takahashi Shizuka nor Takahashi Shunsuke called their daughter; Midori only found out from her sisters. 　　From morning until now, the pretty little girl's eyes were red and swollen from crying, and her classmates surrounded her in the classroom to comfort her. 　　"If it really comes down to it, I'll have my dad send two female warriors to protect Aunt Shizuka," 　　the charming and playful Chikage sighed. "Not just Aunt Shizuka, my dad even asked me if I wanted female warriors after hearing about yesterday's events." 　　"Don't be angry... I wonder which bastards they were... It's okay, I'll have my dad call people from Shikoku and throw them all into Tokyo Bay to feed the fish!" 　　Only a doll-like beautiful girl could utter such fierce words in such a soft, sweet voice. 　　"Yeah, Tokyo's security is terrible, accidents keep happening again and again. I think we should go to Akita after graduation, there's absolutely no safety risk there." 　　Eri said this with a hidden agenda, wanting us to settle down in Akita, since it's close to her home. 　　So, her words drew glares from my other beautiful wives. 　　Asagi nodded and said, "Midori, being rich means facing more difficulties than others. Aunt Shizuka is , everything's fine, isn't it? Just like Koharu said, we just need to work hard to get rid of these bad guys." 　　"Yeah!" 　　Ayaka said innocently, "Hmm... I thought of the 'Axiom Holy War Group,' if they knew about this , would they rid the people of this menace again?" 　　Midori's body trembled, then she lowered her head and didn't speak. 　　Koharu, Chikage, Eri, Kana, and Yuko's eyes lit up, their faces showing an excitement that shouldn't belong to the atmosphere . 　　Seeing this, Asahi smiled inwardly, then glanced at the elegant and pure girl beside her: "Hmph, I didn't expect even the good girl Ayaka would learn to play tricks..." 　　　　　*** *** *** *** 　　Because my beautiful wives called, I arrived at school early. I didn't need to go to the cafeteria for a set meal; my wives would bring it to my office. 　　The beautiful girls also brought in lunch. The teacher sent by Tamaki Maki checked a few times and then went back. After all, it was noon, and there were so many students in the office; he didn't believe I would dare do anything... What they were really watching closely was when I was alone with a female student. 　　When I saw Green, the little girl Zheng gritted her teeth, holding her chopsticks, venting her anger on the soft-boiled egg and beef bowl on her plate. She had smeared a perfectly good soft-boiled egg with yellow liquid everywhere, and the beef was all broken into small pieces. The whole set meal was all over the place, making it look less appetizing. 　　"Honey..." 　　As I approached, Lü blew her nose, her eyes red-rimmed, and said to me, "You have to avenge my mother... We're going to catch those bad guys tonight!" 　　I was taken aback: "You have news?" 　　"No, the police are still struggling," 　　Kana said softly. "Based on the sketches you gave me last night, Toshio, they did find some clues, but ultimately lost track of them in the spiderweb-like streets, failing to catch a single one." 　　I nodded and smiled, "That's right. If these criminals were so despicable, how would they dare to target Aunt Shizuka ?" 　　Eri said in her slightly hoarse yet captivating voice, "That's precisely why we find these people so terrifying . If they were like the group in Sapporo, Tokyo would become hell!" 　　The doll-like beauty surprisingly didn't argue with Eri; she agreed, "Sapporo's urban area is different If it had been Tokyo last time, the place would be enormous, with densely packed streets; even if you, Toshio, were incredibly capable, you couldn't have stopped those crazy people from roaming around." 　　Yuko's eyes sparkled as she softly said, "Toshio, if there's a way, let's move out tonight! I feel that if we don't handle this properly, it's not just the Takahashi family we need to worry about; who knows what the criminals' motives are?" 　　"That's right." 　　I laughed. "Well then, everyone needs to work hard tonight!"

"Yes!"

the girls responded in unison, their cheerful laughter echoing throughout the office.

With my command, the girls were brimming with confidence, seemingly certain that tonight, as long as we took action, success would be assured

.

However, recalling the cold, menacing eyes of those thugs last night, I secretly felt that things weren't so simple.

Fortunately, I was the one tasked with capturing the criminals; the beauties were only responsible for intelligence and information at home, so they wouldn't be in

any danger.

Thinking of this, my appetite suddenly improved, and I started chatting with the girls about the fun things that had happened these past few days. The office

was filled with laughter, and even Green, who had been crying just moments before, smiled occasionally, her mood gradually improving.

"Bang! Bang!"

Just as I was coaxing Green to finish her set meal, and Yuko and Han Qianying were clearing away the dishes, there was

a knock on the door.

The girls were startled; the teachers weren't usually so polite! Usually, they would either peek through the crack in the door

or simply push it open—cough cough, of course, the latter kind of despicable behavior was usually done by Director Tamaki.

"Please come in,"

I greeted gently, under the curious gaze of the beautiful girl.

"Creak..."

The door was pushed open forcefully from the outside, and a vibrant, pretty young woman walked in.

She was about the same age as my concubines, with a perfectly oval face and beautiful features: slender

eyebrows , clear eyes, a straight nose, and slightly upturned pink lips—she was an absolute

beauty from every angle.

The girl was at least 165 centimeters tall, with meticulously trimmed short hair dyed a light red, the ends

slightly curled upwards. Her skin was a healthy tan, and her long, straight legs, visible beneath her short skirt,

were without an ounce of fat, clearly indicating regular exercise; she radiated dynamic energy.

Coupled with her confident smile, it was impossible not to feel a sense of goodwill towards her.

Seeing us gathered around the table, the girl exclaimed in surprise, "Wow, what are you all discussing? It's so

lively !"

Kana shrugged, "We're discussing how to further boost PS1 sales. We're planning to use the extra bonus

for our graduation trip!"

"Great!"

The girl clapped her hands happily, "I want to go to the Caribbean!"

"You want to be a female pirate and rob a cruise ship there?"

Koharu lazily stretched her arms, then suddenly realized something and asked, "Koharu, what are you doing in Junxiong's

office ?"

The energetic beauty immediately became displeased, glaring at the doll-like beauty, "Then what are you doing here?"

Koharu, thick-skinned, chuckled, "I came with Kana and the others to have fun, and also

to have lunch with Han Junxiong, to build some rapport..."

The girl, with a personality completely different from hers, couldn't possibly put on such a coquettish expression, and immediately choked up, saying angrily:

"You brat... I can't stand you..."

A light joke is enough; otherwise, it's easy to ruin the harmony. Xiaochun understood this, stuck out

her pink tongue, and shut her mouth.

I waved my hand and said calmly, "Everyone, take your lunchboxes. See you in class this afternoon. As for

Pusheng , the teacher asked her to come; she needs to ask her something."

"Oh..."

the girls responded loudly, cheerfully packing their things and filing out.

Although they didn't tease the girl, the usually lively girl's heart was

pounding .

Because of her flustered state, the girl simply put on a fierce look: "Junxiong... why did you call me here?

Speak quickly! I was planning to go for a bath with Yingzi and the others!"

I smiled upon hearing this, walked over, poured her a cup of tea, and gestured for her to sit down first.

In this way, the girl's deliberately fierce protective posture instantly vanished.

The girl's name is Gamo Midori, a very delicate name, but her personality is anything but delicate.

She loves swimming and judo, and is close friends with Sakura. She shares a similarly straightforward and somewhat brash nature, which is endearingly frank.

Gamo Midori's family can be traced back to the Gamo clan of the Sengoku period, and is said to be

descendants of Gamo Ujisato, a powerful daimyo who ruled Mutsu with 920,000 koku of rice.

Ancient Mutsu encompassed present-day Iwate and Miyagi prefectures, part of the sparsely populated Kanto region. Now

, however, it's a prominent economic hub in Japan.

Like most Sengoku families, the Gamo clan has endured many hardships; now, standing firmly in the upper echelons of Japanese society,

they possess immense financial power that cannot be ignored.

I didn't call

Gamo Midori suffices. I called her because of a news story I heard from Kyoka last night.

Kyoka was always busy and shouldn't have been exposed to much news or gossip, but she had a well-connected maid,

Minori; this sexy and charming young woman, skilled in social interaction, had become good friends with many wealthy women and thus

knew a lot of interesting things. When Kyoka ate with her, she would ask her to tell interesting stories to

lighten the mood.

These past few days, a major news story had emerged in Tokyo's insurance industry, specifically the life insurance industry

: a centenarian from Australia, Dupenka, had entrusted his grandson to come to the Japan Life Insurance

Mutual Aid Association, presenting a commercial whole life insurance

policy that Dupenka had purchased in Tokyo in 1928, requesting the Japan Life Insurance Mutual Aid Association to pay out the benefit amount upon Dupenka's centenarian age.

There are two main types of life insurance: whole life insurance and term life insurance, which are quite different.

Term life insurance guarantees the insured's rights while they are alive; once the insured dies, exceeds the insurance

period, or reaches the age of one hundred, the policy automatically expires, and the insurance payout is forfeited.

Whole life insurance, as the name suggests, guarantees the insured's lifelong rights.

Aside

from the benefits of term life insurance, it automatically pays out a substantial sum regardless of whether the insured reaches age 100 or passes away. Naturally, whole life insurance is more expensive than term life insurance. In terms of effectiveness

, whole life insurance is also superior, often used to evade inheritance tax, among other things.

For Japanese businessmen, upholding integrity is a highly valued principle.

Since Dupenka purchased his whole life insurance policy in Tokyo and lived to be 100, he should have received

compensation according to the terms.

However, there are many unspeakable factors involved.

First, Dupenka purchased the whole life insurance policy in 1928.

At that time, Japan, driven by its ambition for the so-called "Greater East Asia Co-Prosperity Sphere," or more precisely

,

its ambition to seize Northeast China, not only squandered all the gold and silver it had plundered from the Qing government but also borrowed heavily from all sides to expand its military and prepare for the impending war of aggression.

Japan borrowed not only from other countries but also from its own citizens. The insurance industry, especially

the life insurance industry, was a key target for their profiteering. To attract more money, the military arbitrarily

modified the terms of life insurance policies, creating shockingly high returns.

In Dupenka's case, he spent 10,000 yen to purchase a whole life insurance policy, which stipulated that

he would receive 10 billion yen in insurance money upon reaching the age of 100 or upon his death.

While 10,000 yen in 1928 had considerable purchasing power, equivalent to

more than 10 million yen today, such an illogical insurance return was unprecedented in the world of insurance and banking

.

10 billion yen is roughly 80 million US dollars, not a small sum

for , but not a huge one either; they could certainly pay out if a loss occurred.

However, there were two reasons why the Japanese life insurance companies were unwilling to pay this amount.

First, starting in 1926, in order to better control the Japanese insurance industry, the military

temporarily merged the industry into two behemoth companies through the "Emergency National Law": one for life insurance and one for

property insurance .

In other words, the company that issued the contract for Dupenka in 1928, called the "Greater Japan Imperial Life

Insurance Mutual Aid Association," no longer existed; in fact,

it was shut down by the Americans when Japan was defeated in 1945.

From a legal perspective, the "Greater Japan Imperial Life Insurance Mutual Aid Corporation" was

a distorted product of the madness of the war era and no longer exists. While the various life insurance companies could shirk responsibility for the policies it issued

, the ultimate responsibility should lie with the Japanese government.

Secondly, compensating Dupenka alone is insignificant, but no one knows how many of these high-return whole life insurance policies were sold back then . What

if others held such policies and demanded the same 10 billion yen in insurance 　　payouts for their parents, grandparents, etc.? The entire assets of the Japan Life Insurance Mutual Aid Corporation might be wiped out. 　　Therefore, the major life insurance companies dared not accept the challenge and directly shifted the responsibility to the Japanese government, making the government pay for its foolish actions. 　　But how difficult is it for an ordinary citizen to seek compensation from a nation? 　　Most likely, they will only receive symbolic compensation, not the amount stipulated in the contract. 　　Dupenka's grandson was naturally dissatisfied with the insurance companies' shirking of responsibility. Having contacted the three largest life insurance mutual aid companies in Japan, he angrily declared, "If the Japanese life insurance industry cannot resolve the issue and only knows how to shirk responsibility, I will publicly expose its lack of integrity to the world." 　　Upon hearing this declaration, the presidents and chairmen of the life insurance companies scoffed. 　　Over the years, how many people and cases have demanded compensation from the Japanese government and companies because of World War II? 　　But have you seen anyone truly receive the respect, apology, and compensation they desired? 　　The Japanese government would be an idiot to acknowledge crimes committed decades ago! 　　Therefore, everyone knows that no matter how much Dupenka's grandson causes trouble, there won't be much of a fuss, which is why everyone remains so calm. 　　Because they treated Dupenka's grandson's threats as a joke, the wives of the presidents and chairmen also chatted about it as a joke, which reached Minori's ears, and then Kyoka overheard and told me. 　　Thinking about this this morning, a thought stirred within me. 　　Among the fifteen beautiful girls, the energetic Gamo Midori's family business happens to own Yasuda Life Insurance Mutual Aid Company, ranked sixth in Japan's life insurance industry. 　　If I were to use this as a business case study to teach Gamo Midori how to handle a crisis, it would be like giving Gamo Midori and the other girls a lesson! 　　This kind of practical teaching is much more vivid and memorable than textbook knowledge!

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[The Girls' School Teacher] (Episode 29, Chapter 1)

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