[A Legend of Retirement] (01-02) Author: AKB4949

Author: akb4949
Word Count: 7992

(I)

"Data shows that there are currently 178 million people aged 60 and above in China, accounting for 13.3
% of the total population. Among them, about 31.71 million are disabled or semi-disabled, and empty-nest families account for 70% in large and medium-sized cities. Given the inability of public
finances to cover all elderly care issues, many experts believe that reverse mortgages
are a positive and effective supplement to solving the elderly care problem. Members of the CPPCC have also repeatedly proposed the reverse mortgage model at CPPCC meetings.
So, how is Shanghai, one of the earliest pilot cities for this model, progressing? Let's look at
the reporter 's investigation in Shanghai."

"Beep—" As the remote control was pointed at, the picture on the old-fashioned CRT television abruptly stopped.

In this city, in this season that is almost past the crisp autumn air, the afternoon temperature of 24 degrees Celsius
is a gentle gift from heaven.

At the far end of the third floor of an old apartment building dating back to the 1980s in the city center, there is a small two-bedroom
apartment . Although the exterior facade was only repainted last year, everything inside still retains
the feel of a decade or even two decades ago. The simple, vintage decor and some old furniture are
enough to prove that the owner is getting on in years.

Despite the outdated facilities, the apartment is surprisingly clean. On the north side of the fifty-square-meter room is a
small but bright study, with bookshelves filled with books neatly arranged. One wall of the living room is covered with
certificates from various historical periods, but the layout is not cluttered. On the dining table is a large enamel mug. If it weren't for
the calendar clearly showing 2013, it would seem as if one were transported back thirty years.

At the entrance, a wooden shoe cabinet held two shelves filled with men's worn-out leather and cloth shoes. In
stark contrast, on the top shelf sat a pair of brand-new black stilettos for women. Their pointed toes and
exaggerated metal studs were clearly a current trend, utterly out of place with the surroundings.

The windows, however, were ten-year-old aluminum sliding windows, still relatively new. Warm sunlight streamed into the only bedroom,
falling on the thinning silver hair of an elderly man sitting in a large wicker chair with his back to the balcony. The sunlight, refracted through his
thick glasses, focused, along with his gaze, on
a pair of delicate, elastic breasts—the kind only a young woman would possess—just a fist's length from his nose.

He leaned closer; a faint milky scent mingled with the woman's perfume, which he didn't recognize but was certainly expensive,
irresistibly entered his nostrils, rushing straight to his nerve center.

She was a very beautiful young woman, with slender shoulders, a slender waist, long legs, and a snow-white bottom, radiating the wonderful
hormones of youth.

Her alluring red lips paired with her fiery wine-red hair were dazzling in the afterglow of the sunlight, her bright and

beautiful eyes captivating all who beheld them. The curves of her breasts and taut abdomen were like

works of art , followed by her fair and smooth thighs and
the long, slender legs encased in black leather knee-high boots—every detail embodying the concept of beauty.

Outside, the autumn wind swept gently through the streets. Along the quiet roadside, the leaves of the plane trees slowly fell from
their branches , carpeting the street. A young couple strolled hand in hand, experiencing this semi
-French romance.

Inside, the young woman knelt on either side of his hips, her slender, fair hands guiding his aging penis towards his moist genitals
, and slowly lowered him.

"Ah…" As his lower body was enveloped by the young, firm flesh, he cried out in uncontrollable excitement
. This old man, nearing the end of his life, was actually intimately united with a young woman! Their pubic bones
pressed tightly together, completely submerged, indistinguishable! It felt like a dream, unreal!

She slowly lifted her youthful, vibrant body, then gently sat down again, repeating the
movement , her long waist twisting like a serpent, her soft moans turning into heavy breaths and groans.

His hard-won erection was buried in the young woman's tender, fiery honeyed passage, feeling her
youthful elasticity and vitality. She embraced him tightly, her hands passionately caressing the wrinkled
skin of his aging back, her colorful, manicured, sharp nails scratching his back and tickling his throbbing.

For this frail old man, he had never known he still had a desire and need for sex. A
young, fiery beauty straddling his withered, aged body—what a blessing and a luxury! Yet, he
was still confused, gazing into the young woman's alluring, intoxicated eyes amidst extreme pleasure. Was she truly aroused? Or was
she truly happy?

He didn't know, and he would never know.

He slowly leaned forward, pressing against the young woman who was making piston-like movements in front of him, and firmly took her nipple
into . The orange-red sun emitted golden rays, illuminating the young woman's long, wavy, wine-red
hair.

The sunset that day was breathtakingly beautiful.

**************************************************************

Yang Xuefei was happy because she had met someone yesterday.

Twenty-seven-year-old Yang Xuefei was about to leave the prime of her life as a woman. Although her outstanding
beauty and good figure meant she never lacked suitors, she had always been observing, or rather, she
treated herself as a commodity, wanting to marry herself off when she was most valuable. And at this moment,
yesterday , she met a man through her friend Han Sijie, a man who was good in every way.

Tall, handsome, young and promising, and more importantly, he was a genuinely wealthy man, a second-generation rich kid with a
decent character . The men she had met before, the wealthy ones were all old and ugly, and the good-looking
ones were invariably lazy good-for-nothings. This time, Yang Xuefei was moved, or rather, not quite in the
sense of being moved by love. Although the other person seemed exceptionally outstanding on the surface, for her, with her complicated past, the
word "love" seemed so unreliable.

Shopping is a natural outlet for emotions for most women, whether joyful or sorrowful,
and Yang Xuefei was no exception.

For two consecutive days, people could see a tall, elegantly dressed woman
tirelessly moving between the counters of top brands and luxury stores in the city center. She had a high nose, deep-set eyes, and a beautiful face; her oval face exuded a refined charm.
Her makeup was mature, seven parts alluring yet concealing three parts innocent. Her large, bright eyes were like jewels
, yet also seemed like the deep sea, holding untold stories.

Head held high, chest out, she walked with undiminished
elegance in her 10-centimeter stilettos, her hands laden with shopping bags from various high-end brands. She seemed to enjoy the furtive
glances and covetous looks from passersby, a feeling she loved. Her 1.73-meter height allowed her to look down on the
ordinary-looking women among the pedestrians, making her grateful that her beauty wouldn't leave her penniless like them.

Entering a side street off the bustling district, in the former French Concession, a small, unassuming
coffee shop on the corner possessed a unique romantic charm.

Yang Xuefei expertly pushed open the door. "A cappuccino, extra milk," she said, heading straight
upstairs .

"Hi, Xuefei!"

The woman who greeted her was a young woman in her thirties with a northern accent. She was very attractive, tall and slender, and her
short, dark red hair accentuated her strong, independent woman aura.

"Sister Tongna," Yang Xuefei smiled sweetly and walked to a seat by the window.

"How was your trip to Europe?"

"It was alright, but the safety wasn't great." Yang Xuefei took a sip of the coffee the waiter offered,
leaving a vibrant lipstick mark on the rim.

"You've decided not to see him anymore?"

"Yes, I told him."

"What was his reaction?"

"He refused." A hint of helplessness flickered in Yang Xuefei's eyes. "But I told him I loved him,
and he wouldn't divorce me. I had no choice; I gave him chances."

"Wow, your methods are getting more and more sophisticated," Tong Na teased. "I heard you snagged a rich husband this time?"

Yang Xuefei was somewhat surprised: "No wonder you're so quick to inform me, Ms. Tong!"

"What's his background? Tell me about him."

"The only son of the CEO of a listed company. He's decent-looking, and I can tell he likes me quite a bit."

"So, is this your Mr. Right?"

"I don't know." Yang Xuefei was silent for a moment. "Maybe."

"You're at the age to get married. I'm happy for you."

"It's still far from settled." Yang Xuefei tossed her hair, looking nonchalant. "Besides, with
all my past scandals, they'll be exposed sooner or later."

Tong Na paused for a few seconds. "Then why are you still working for me?"

"Of course! Why wouldn't I? Why would I cut off my own source of income before I'm sure I'm getting married?" Yang Xuefei said without
hesitation.

A motorcycle sped past the window, shattering the tranquility of the street with a loud clatter.

"By the way, let's get down to business. Here." Yang Xuefei handed Tong Na an envelope full of banknotes.
Tong Na didn't even look at it, simply putting it into her Hermes handbag.

"Thanks for your hard work this time. It's only been four and a half months, that's quite efficient."

"It's alright, I only go once a week. His health isn't really that good."

"Don't be so flashy in the future. Don't wear any fur coats when you go there. Wear the nursing uniform I gave you,
otherwise the neighbors will gossip if they find out."

"By the way, how much did the house sell for?" Tong Na
continued .

"Over 1.8 million. I didn't expect him to leave me another inheritance. I won't
share that money with you."

"Of course, of course." Tong Na smiled. "You're really lucky. You've already made your third one in just over a year
."

"Yeah, but I still have to rely on Sister Tong to introduce me to business."

"Here." Tong Na handed her iPhone 5 to Yang Xuefei. "You can choose one of these two
. I really wronged you last time because the other girls wouldn't accept him because he was too old. This time, I specially saved
two good ones for you, younger ones."

Yang Xuefei took the phone. It was a man in his sixties. His sparse black hair still
showed traces of white hair. Although he was thin, he looked very wealthy.

"This guy used to be a business owner. He's 71, but he looks quite young. He's
been divorced for over ten years. He had a daughter who married and moved to America, but she died in an accident. He has no siblings.
He owns three houses in Shanghai. He's definitely a big fish."

"He doesn't look well."

"Yes, he's a vegetarian, weak and sickly. He usually only has three or four years left. In
investment terms, although the cycle is a bit long, the return is high."

Yang Xuefei swiped to the next photo, which was of another man in his early 60s with gray hair. He didn't look
as rich as the first one, but he had a kind face and looked somewhat familiar.

"This one isn't as rich. He's 64, a former educated youth who returned to Shanghai. He only owns an
old . He's never been married, and both of his older sisters have passed away." Tong Na said slowly, "But
last month he was diagnosed with a tumor. It's difficult to operate on, so he only has about six months left."

Yang Xuefei frowned, looking like she was having a hard time deciding.

Suddenly, she seemed to remember something.

"Sister Tong, I've made up my mind."

"So fast?"

"Send me the second photo and address."

Tong Na was a little surprised, but nodded. "You still want to end this quickly, so the rich
second-generation can marry you sooner?"

"Uh, yeah." Yang Xuefei smiled awkwardly.

"I have no objection to retiring from this life sooner, but listen to my advice: women can't rely on men
. You need to have your own capital. You're still renting, right? Why don't you make some money this time and buy a
house? House prices are so high now, and they'll only go up more." Tong Na paused again. "Of course, the decision is yours."

"Okay." Seeing that Yang Xuefei didn't react, she didn't say anything more.

Yang Xuefei's phone rang. She opened it and saw a WeChat message: "Beautiful Yang,
wanna meet tonight?"

"Let's go to your place tonight, Attorney Sun."

(II)

Tong Na's shop is located on a new street in Pudong. The shop is not wide but very spacious, and the decoration is quite exquisite.
The Mediterranean style is fresh and elegant, which is completely different from the impression of ordinary housekeeping companies.

Positioned as a mid-to-high-end domestic service provider, Tong Na's "Xinyu Domestic Service" doesn't have a large business volume. Its main
services include in-home care for elderly people living alone and other domestic services such as catering and
cleaning the young and highly qualified staff, it has gained a small reputation in the industry, and despite its slightly higher fees, it remains
popular with residents.

Tong Na's small-scale business strategy has been quite successful. Besides the estimated value of her domestic service business, she also owns nearly 20
properties and millions of yuan in liquid assets. At 33, she is practically a small-time millionaire.
Despite her excellent background, she remains single and has rejected numerous suitors. However, as the general manager and legal representative of the domestic service company,
her path to wealth is quite intriguing.

Just eight years ago, Tong Na was a somewhat shrewd
woman . After a falling out with the madam, she was forced to find another way to make a living. She then worked in domestic
service for a period, and through her own hard work and previous connections, she miraculously accumulated initial capital within just five years,
developing her own domestic service agency.

Compared to her routine, regular business, Tong Na's operations involve a gray area that outsiders cannot detect, which is
also a significant source of her income.

Long before housing prices skyrocketed, Tong Na had the foresight to bet all her savings on
Shanghai real estate. Her genius-level speculation led to a snowballing of wealth, making her extremely focused on
real estate A single property costs at least one million yuan, equivalent to many people's entire lifetime
income.

Tong Na's first pot of gold came from caring for elderly people living alone and inheriting their properties after their deaths. With the
surge in housing prices, the importance of real estate increased even further. At this point, in addition to her regular nursing care business, this
highly profitable gray area was naturally indispensable. After opening her own housekeeping agency, Tong Na naturally chose to "
step back from the front lines,"
profiting by recruiting young women to ruthlessly seize the inheritances—primarily real estate—of elderly people living alone or widowed without children. Since this often wasn't "quick enough money," she needed to resort to "unconventional and
special methods." This is where Tong Na's past experience in the entertainment industry came in handy. Yang Xuefei,

a colleague she had worked with at a nightclub eight years earlier when she was only 19, also started this "quick

money" side job by chance.

Tong Na had mixed feelings about Yang Xuefei. She loved her talent, her intelligence, and even more
than herself... She felt more beautiful and radiant than before; she hated Yang Xuefei's insatiable desires and deep-seated problems, her extravagant lifestyle and lack of thrift. She could
vaguely see a reflection of her younger self in Yang Xuefei, yet found no complete common ground.

She was conflicted; on one hand, she saw Yang Xuefei as her younger sister, on the other hand, she needed
Yang Xuefei to earn money for her. A 30% commission might not seem substantial, but for a property worth several million
, it was a considerable sum.

Besides Yang Xuefei, four other women who had worked with Tong Na in the past were also doing this "part-time job,"
the oldest being 37 and the youngest only 23. Tong Na wasn't worried about them circumventing her, because she knew
this shady "part-time job" was faster and more lucrative than any other job, including those involving prostitution.
Obtaining a property gift from an elderly person before their death through a notarized written agreement, after deducting basic taxes and legal
fees, would yield at least a million in net income in Shanghai's high-priced housing market—far more than being a kept woman, let alone working in
a high-end brothel. Coupled with the significantly lower workload, this blatant monetary temptation
is like a drug. These girls with weak willpower, in order to get such "jobs" again, must rely on
Tong Na's extensive network of connections. The criteria for being a candidate include owning independent property, being unmarried or divorced/widowed,
having no children or siblings to inherit, and being elderly, frail, or terminally ill—a rather stringent requirement even in
densely populated Shanghai.

Next to Tong Na's Xinyu Housekeeping store is a large chain real estate agency. Xiao Liu, who just graduated
high school works there as a salesman. His skin is tanned dark, and although he has delicate features, he looks rather rustic.
Coming from a poor rural area in Northwest China, he is the youngest in the chain. Due to malnutrition, he is very thin and short,
only a little over 1.6 meters tall. Sometimes, he faces exclusion from colleagues from different provinces due to his regional background.
To date, he has not sold a single house.

The male agents at the real estate agency all knew that the owner of the neighboring housekeeping company was a mature and stunning beauty.
She would often sneak a peek inside during breaks. Xiao Liu was no exception; he still vividly remembered the first
time he saw Tong Na. He swore she was the most beautiful woman he had ever seen. To get a few more
glimpses of Tong Na, he even quickly learned to smoke.

Tong Na had business dealings with the agency.
She would contact them when renting out her own properties or listing properties she had acquired from deceased elderly people. The real estate
agency naturally had more business opportunities. Therefore, although Tong Na rarely handled property sales herself
, she had a good relationship with the agency manager. Once,
when , Xiao Liu was making his usual phone calls to persuade landlords. Seeing his goddess's graceful and sexy figure and exquisite
beauty was enough to excite him for a whole night, keeping him awake all night.

On this particular day, Tong Na, who rarely comes to the shop to register properties, found only two people on duty: Xiao Liu near the entrance
, and the other had gone to the restroom.

"Young man, where's your manager?" Tong Na asked with a smile.

"Ah, our manager went to headquarters for a meeting. Boss lady, are you looking to buy a house?" Xiao Liu asked, barely containing
his excitement.

"Oh, no, I have a house to sell. Could you register it for me?"

"Sure, please." Xiao Liu hurriedly took out a ballpoint pen and prepared to write down the house information in his notebook.

"You're holding it upside down." Tong Na chuckled. "You're holding the pen upside down." Xiao Liu grinned sheepishly.

"Two bedrooms, two living rooms, third floor, 90 square meters, rent is 4000 yuan per month, right, ma'am?"

Xiao Liu said casually after registering the information.

Tong Na shook her head, looking at Xiao Liu. "I don't like it when people call me 'ma'am, but you do seem quite young
. I'm more than qualified to be your ma'am."

Oh no, she'd said the wrong thing. He only realized what had happened a moment later, his face turning bright red with embarrassment, and he was speechless for a moment,
as if he had made a terrible mistake.

"Judging from your accent, you're from Northwest China, right? Like Zhengning or Lueyang?"

"I'm from Honggou, Lueyang. How did you know, sis?" "

My hometown is also Lueyang, but I'm from Changba, Lueyang."

"Then we're from the same hometown, sis!" Xiao Liu was as excited as a child, even though he himself was still a
child.

"Haha, yeah, okay, I'll accept you as my little brother." Tong Na possessed the same
straightforwardness as someone from Northwest China.

Watching Tong Na walk out of the shop and her receding figure, Xiao Liu stared blankly, mesmerized. Suddenly, a slap landed on his head
from behind. Turning around, he saw his colleague, the young man who had just come out of the restroom.

"Why didn't you say anything when the lady next door was just here? What are you looking at! You're like a toad trying to eat swan meat!"

Xiao Liu could only smile sheepishly and continue flipping through the phone book to get back to work.

Sun Zhongkang's home is on the 25th floor, the top floor of a building. He has a panoramic view of the surrounding streets and can even see
the iconic skyscrapers of Pudong in the distance. He enjoys this feeling of being on top of the world.

At 41, Sun Zhongkang is not young. He is not bad-looking and is still single. As a lawyer,
he is far from successful, and is even called a "rogue lawyer." It wasn't until he met Tong Na seven years ago that he
changed his impoverished situation. He started by providing consulting and notarization services to Tong Na and sharing in her illicit income.
Later, as a legal advisor, he became Tong Na's and her associates' go-to lawyer for illicit activities, which brought him some success. However, Sun Zhongkang is also a complete scumbag. He spends money like water and falls in love with every
woman he meets, leaving a trail of broken hearts . Yang Xuefei and Sun Zhongkang's professional relationship goes without saying; they were also, in essence, friends with benefits. Sun Zhongkang and two other women working under Tong Na who shared similar jobs with Yang Xuefei maintained similar relationships. After all, those needing sex to get a house were mostly elderly men in their seventies and eighties, and when they couldn't get what they wanted, Sun Zhongkang's opportunistic behavior seemed reasonable. However, their relationship was slightly unusual. Sun Zhongkang clearly valued Yang Xuefei more than other women, and Yang Xuefei would occasionally stay overnight at Sun Zhongkang's home, essentially making them semi-cohabiting. From the Chanel N5 perfume on the bedside table to the clothes drying on the balcony, Yang Xuefei's mark could be found everywhere in Sun Zhongkang's master bedroom . She sat against the wall on the long TV cabinet, gently swaying a wine glass in her hand, mimicking the movements on television. One leg was on the ground, while the other long leg rested on the edge of the double bed. She wore only a thin, lace camisole nightgown, her bare, fair thighs exposed. Sometimes, the unintentional movement of her beautiful leg on the bed edge allowed Sun Zhongkang to vaguely see the dark forest between her legs through her semi-transparent black panties , each movement seeming to stir his restless heartstrings. Yang Xuefei still wore makeup, neither heavy nor light; she was an extremely beauty-conscious woman, a trait Sun Zhongkang particularly admired. He believed that women, especially beautiful women, should always radiate their beauty. She took a sip of red wine and praised it with an air of self-importance, "Attorney Sun has excellent taste. It's sweet without being bitter, pure without being astringent." Sun Zhongkang sat on the edge of the bed, lifted one of her long, beautiful legs, and gently caressed it. "Who says I'm not horny ?" he said, then lowered his head and kissed it. "Attorney Sun is such a gentleman in court, and his silver tongue is truly formidable." Yang Xuefei's eyes weren't fixed on the man in front of her, but rather gazed into the distance towards the window, which only made her appear more alluring and captivating. "A silver tongue is indeed formidable, but I'm not that formidable in court..." Sun Zhongkang stood up. "I'm even more formidable in bed." He buried his face in Yang Xuefei's ample breasts and began to devour them without restraint. "Wait a minute..." "What is it?" Sun Zhongkang looked up, waiting for the woman's next words with a puzzled expression. "Wine." Yang Xuefei gestured with her eyes to the wine glass she was still holding in her left hand. Before Sun Zhongkang could speak, her slender fingers pinched the stem of the glass, aimed it at her proud breasts, and slowly poured it down. "Taste the wine." The red wine flowed down her full breasts, soaking her white silk nightgown and clinging to her beautiful body, making her erect nipples clearly visible. Sun Zhongkang could no longer resist and greedily buried his face between Yang Xuefei's full breasts, sucking passionately. His tongue rolled the tender nipples into his mouth, and his teeth didn't miss the chance to touch the surface of her breasts, gently scraping her skin and teasing her desire. "Is it good?" "Good wine, and intoxicating." Sun Zhongkang panted heavily, impatiently reaching for his underwear, only to find that Yang Xuefei's fingers had already begun to pull down his pants before he could. Sun Zhongkang had no choice but to change his tactics, using both hands to pull down Yang Xuefei's underwear as well. "Come in." Yang Xuefei's alluring eyes were brimming with desire. "Yes, Your Majesty." Having received the beauty's consent, Sun Zhongkang no longer showed any tenderness, and somewhat roughly, he began to enter Yang Xuefei's body with all his might. "Ah..." Both of them simultaneously let out groans from deep within their throats, and the primal desires of male and female lovemaking began to unfold. [To be continued]

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