Mystery Insurance 1-20

This article was last edited by ptc077 on 2020-4-19 08:17

Chapters 1 & 2

Note: Time discrepancies, please don't mind

. How boring! I'm lying in bed. As an ordinary man, average-looking, 170cm tall, neither tall
nor short, from an average family, an unexpected car accident left me without insurance, putting a huge burden on my family . We had to borrow
tens of thousands to recover.

Insurance isn't as chaotic as it used to be; it's much more regulated now. I really want insurance, so my family
won't have to bear such a heavy burden…

Mysterious insurance selects host… Binding… Binding complete… Insurance extraction… Extraction complete…
…Congratulations on obtaining the [Double Return Insurance], valid for one month. Effect: Guaranteed double return on all consumption. Activation rules:
Effective after purchasing one insurance policy.

Is this a system? I jumped up with a thud. I always longed for systems in novels, surrounded by beautiful
women, but I never thought I'd have one myself.

In my mind, there's only a large, circular wheel divided into eighteen sections, with a needle.
Just now, the wheel spun at the three o'clock position and pulled out a "Double Consumption Rebate Insurance." I wonder if I need to pull from the same position next time to
get it?

In other systems, this "Double Consumption Rebate Insurance" is a godsend—spend 10,000 and get 20,000, spend 100 million
and get 100 million, although it only lasts a month.

Besides the lottery wheel, which has the words "Qiao Zheng" written on it, level: 0

, there's no other explanation. This system is really simple.

Do I have to buy insurance first? I opened Xiaomi, Alipay, and Ant Insurance, and bought some
insurance at random.

[Ding! Double Consumption Rebate Insurance is in effect, lasting one month.]

I opened Taobao, bought some tissues at random, and ding! [Postal Savings Bank: 39.9 yuan transferred from account ending in 543, balance 563
yuan]

!

It really is double the return. I calculated my assets; I don't have much money, only a few hundred thousand. This spending efficiency
is too low, and there's a time limit too.

Time is money—this is the first time I've truly grasped the meaning of that phrase. Right now, the most important thing is to get money, the more the
better. Otherwise, how long will it take for these hundreds or thousands of yuan to double? Thinking of this, I opened Alipay. My Huabei limit is over 3000 yuan,
and my Jiebei limit is over 5000 yuan—only 8000 yuan isn't enough.

I opened Xiaomi Finance, which has over 20,000 yuan. Aren't 360's ads really loud these days? I immediately downloaded it, went through the procedures
, and my limit immediately jumped to over 10,000 yuan. Great, they're all my daddy. It's a pity I can't withdraw money from WeChat?

I withdrew everything and calculated it to be over 51,000 yuan. A decent start, but it's a pity it's a loan and not considered consumption, otherwise,
it would be fantastic.

I thought I wouldn't need these online platforms, after all, I'm just a poor guy. Did I really think I could borrow money without having to pay it back?
It's not that easy. As an ordinary person, I know that not everyone is willing to lend you money when you need it
. I'm consciously supporting Jack Ma.

I'll repay on time and contribute a little money to Jack Ma every month. Although the limit isn't large, it should increase gradually.
So, when you urgently need money, who's going to lend you any?

With the money in hand, I quickly got ready, grabbed my wallet and phone, and embarked on a spontaneous trip. I knew perfectly well that
in my small county town, I couldn't afford to spend much, so I had to go to the city. I booked a
high-speed train ticket to the provincial capital, an hour's journey…

On the way, I had already planned: first, buy the most expensive Huawei phone, a new outfit and AJ shoes, then
a watch, then browse a 4S store, buy a car… and my credit limit would be ready.

I took a taxi to Wanda Plaza, the fare was 150 yuan [Postal Savings Bank: 300 yuan received from account ending in 543, balance 51200 yuan].

Seeing Starbucks, I bought an ice cream for over 50 yuan; it tasted really good, melting in my mouth,
and the price was justified.

I went straight to the Huawei flagship store, a small shop of about 30 square meters, with several attractive saleswomen. In the Mate section,
there were Mate 30 and Mate 30 Pro on the table; I looked at the most expensive one.

I checked online and the most expensive one was the Mate X foldable phone at 16,888 yuan. I walked to the model shop. A pretty waitress
came over. "Sir, this is Huawei's best phone, but it's not in stock; you

have to pre-order." Pre-order? Oh well. I went to the Mate 30 Pro; the most expensive one was only 7,899 yuan. "Do you have the Porsche Design
one?" I frowned. When it comes to spending money, it has to be the expensive one, otherwise how would I make money?

"Yes, sir." I didn't expect this unassuming man to be so confident

in his ability to buy a Mate 30 Pro, judging by his
clothes, which probably didn't even cost 100 yuan.

"Can I pay by card? I want the black one." I was in a hurry, and the phone felt really good.

"Ah?" The waitress was taken aback. "Okay, please wait a moment." [

Postal

Savings Bank: Received 25776 yuan ending in 543, balance 63888 yuan]

I had just reached the door, playing with my Meat Porsche, enjoying the feel of it, when suddenly, *bang*, I instinctively bumped into someone
, and the Porsche slipped and fell to the ground.

"Sorry, sorry." Xiaowen scratched her head and looked at her phone on the ground. Oh no.
"Is this phone new?" I quickly picked it up. Oh dear, it's a Meat 30 Pro, a large piece of the screen is broken,
and the back is cracked too.

I frowned at the girl in front of me, wearing a white dress and white sneakers, looking
cautious and innocent, holding her phone somewhat helplessly.

A shop assistant ran over. "Sir, do you need the screen replaced? Replacing the screen shouldn't be a problem."

"Replace it." I nodded; it's not suitable to use it in this broken state. Then I looked at this clumsy young
woman.

As someone with cheat codes, having my unused phone screen replaced is a bit unsettling. "Do you still
have black Porsche phones?"

the salesperson asked, their eyes lighting up. "Yes, we do. Do you need another one?" Xiaowen hadn't expected this young man to be so extravagant,
buying another one without even blinking.

A Porsche? Xiaowen blinked, then looked at the phone that had been tossed to the ground. Good heavens, could this be a Porsche... ?
" This isn't a Porsche Design phone, is it?

" Xiaowen asked, feeling unlucky. "I'll pay for the screen replacement," she said, since the man in front of her wasn't saying anything
.

"Okay," I nodded and we went to the service counter. The girl in front of me was quite nice, pure and cute,
an 88 out of 100 in looks.

A moment later, the engineer quoted a price: "Replacing both the front and back screens will cost 4320 yuan."

Xiaowen, who was furiously complaining about the phone, was stunned by the price. That price could buy a Mate 30!
Was this some kind of scam? "It's just two screens, right?"

"Miss, this is a Porsche Mate 30 Pro, all the parts are top-of-the-line. I can give you a 20% discount,
but..."

Xiaowen had initially thought a screen replacement for a thousand or so yuan was acceptable, but this doubled price made her uncomfortable
. "Well, you see, although I bumped into you, you weren't holding your phone properly, and it wasn't in a case.
How about we split the responsibility 50/50?" "

That reason is a bit off," Xiaowen immediately followed up, "Look, I'm a student too, I don't have that much money."

"Okay then." I nodded. Undeniably, I had the resources, so I was confident and didn't care, treating it as a way to spend money. Of course,
this girl with an 88-point appearance was also a factor. Otherwise, how could it be so cheap?

Seeing him nod, Xiaowen felt a huge weight lifted from her heart. She could afford to pay those few thousand yuan herself, but
her new phone was about to be gone. Feeling the pinch, she swiped her Alipay account, leaving her with a little over two thousand yuan. Her original
plan to buy a Meta 30 would probably have to be replaced with another new phone.

What a bad day. It's all his fault! Xiaowen glared angrily at the man in front of her. Why did he buy such a nice phone? He did
n't even buy a case, making me lose over a thousand yuan. Waaah…

Feeling her sister's gaze, I thought for a moment, "Are you a local?"

"Yes, why?" Xiaowen looked at him warily. He was rich, but not handsome or classy;
she was all about looks.

"I need to change my clothes. I don't know the way, can you show me around? This phone is your payment for three days, um, you
don't have to come out at night." I thought for a moment and said, "No one can give me this broken Porsche right now, and my parents aren't suitable
.

I won't use it again anyway, so it's better to have this beautiful woman keep me company for a few days. Spending money alone,
with a beautiful woman around, I think my mood will be much better.

" "You're not lying to me?" Xiaowen asked suspiciously. But seeing the newly opened Porsche phone in his hand, she thought it looked really
good. In her original budget, buying a Meta 30 was already quite good. She hadn't even considered a Meta Porsche.
"

Of course. What's your phone number? If you agree, leave your number, and I'll just call you to pick up the phone when it's fixed
."

The waiter next to me was giving me a frantic wink, implying, "You don't want to? I do! This is a phone worth
over ten thousand yuan; it'll make you look good... "

Xiaowen glanced at the Porsche phone in his hand and reluctantly agreed.

"Where can I buy some expensive clothes?"

"I think you should get your hair done." Xiaowen looked at his non-mainstream, frizzy hair
with disdain. As someone who only cares about looks, she wouldn't bother with it if he weren't rich.

"That makes sense." I nodded. This haircut needed changing; it didn't suit my style. At

Lisa International Hair Salon, I hired the chief stylist. The design service cost 780 yuan, plus other
services like shampooing and massage, bringing the total to 1080 yuan.

But the results were fantastic. My head is relatively large, so I got a short, round cut. It looks mature, simple, and sophisticated
. Adding three points to my original 60 points of attractiveness, and perhaps a designer haircut will further enhance my appearance?

Xiaowen nodded at him; at least it wasn't a disaster, and it was acceptable.

[Post Office: Account ending in 543, Income 2160, Balance 78250 yuan]

Great, over 70,000 yuan, almost 80,000 yuan! Although 50,000 yuan is a loan to be repaid next month, 70,000
yuan should be enough to buy a designer outfit, right?

I don't need the clothes at home anymore, I'll buy a few more. Well, designer brands don't matter, the important thing is to spend money.

I picked out several outfits from Armani, Givenchy, and Dior, and also bought several pairs of AJ shoes. Wearing them, I felt like
a completely different person, with an aura of elegance and wealth.

My 60-year-old looks instantly transformed into 70-year-old looks. The hairstyle suited me perfectly, making me feel that this money was definitely well spent.

In a good mood, I casually spent over 3000 yuan on Chanel for Xiaowen. Well, money talks.

[Post Office Bank: Account ending in 543, Income 6632 yuan, Balance 212587 yuan]

Xiaowen rubbed her legs, feeling exhausted. It was too dreamlike; someone she considered a country bumpkin had actually
spent over 100,000 yuan on clothes without even blinking.

Of all the rich kids she knew, none were this extravagant. People could easily buy anything around ten thousand yuan,
but buying so much at once was truly…

Could he be a rising star? A self-made millionaire? Although she was obsessed with looks, she couldn't deny that he was
quite charming. Thinking about it that way, perhaps she could lower her standards? But he didn't seem
interested.

[Are there any good hotels around here?]

Xiaowen's eyes lit up. [Yes, the Four Seasons Hotel, a globally renowned brand, so expensive! I heard it's incredibly luxurious inside,
with superb service.]

[Okay, let's go with him.] I nodded. A rich kid wouldn't carry anything; most of it was just thrown
at Xiaowen. She was too young, so she wasn't going to be a gentleman, and besides, she wasn't wearing flat shoes. There was no need for chivalry
, and besides, she didn't have any kind of admiration in her eyes.

All she saw was the look of someone taking advantage of a rich kid. If it weren't for her good looks and the fact that she needed help carrying things,
I would have kicked her out long ago.

I booked a presidential suite for three days, over 5000 per night. Seeing how hesitant she was, was she
worried about being targeted at the airport? Well, she is indeed quite beautiful.

After putting her things in the room, I took her to the Western restaurant on the third floor of the hotel

. The meal cost over 4000, mainly because the red wine was expensive, almost 3000 per bottle. After she finished eating and drinking, I let her
take a taxi and leave.

...

I took a bath, turned on the 65-inch TV, played on my phone for a while, and my hormones were raging, so I
searched for the most expensive bars on my Porsche phone.

Desire and reason clashed, but ultimately desire won out. After getting ready, I charged my phone for a bit,
and it was half full in ten minutes—great!

While going to a bar doesn't mean I have to hang out or chase women, broadening my horizons is good too. I gave myself an excuse
and felt justified leaving.

Arriving at EEBN bar, deafening music filled the air, including a familiar but unfamiliar English song.
Several girls were showing off their figures on the runway.

It was past ten o'clock, and handsome men and beautiful women had already gathered there, neon lights flashing everywhere. The smell of perfume was mingled, a bit pungent
.

A waiter in uniform came over, "Sir, do you have a table?"

I loudly replied, "No." "

Just one? "

"Yes." I pointed to the best seats upstairs—a small private room. "Give me one."

The small private rooms were connected, separated only by a wooden partition, and could accommodate about ten people
. The location was good, offering a clear view of the stage while providing some privacy. A moment later

, a middle-aged man in a suit came out. "Hello, my name is Manager Liang. Would you like some drinks?
The minimum charge is 8888 yuan."

"Sure, bring 9000 yuan worth of drinks." I didn't mind, after all, I'd already paid. The amount didn't matter. Wasting money was out of
the question; I could just treat others later.

Manager Liang's eyes lit up. This was a big shot—a newcomer, rich, and not stingy. "Boss,
do you need any companions? Um, college students, not the 'you know what's good for them."

I glanced at him; good, he had good judgment. "Sure. Don't call any shady ones."

Manager Liang nodded and made a call. There were plenty of beautiful women in the bar, and many college students wanted to find rich husbands. Those
with higher looks, not just escorts, would leave their phone numbers for the manager.

After several calls, all the quality women were unavailable. It was unbelievable.

"Sorry, boss, I'm busy. How about I sit with you for a bit?" Manager Liang looked apologetic
. Looks like we'll have to replace these girls.

"Sure." I didn't really think about it; I just wanted to broaden my horizons today. There were also experienced guys explaining
the rules of nightclubs.

A few pretty girls came up and asked if I could sit down for a couple of drinks, but I refused immediately—
too low-class looks, and that "internet celebrity" makeup. Watching the performances and the experienced guys explaining various interesting things
was a pleasure, even for someone like me who was visiting a nightclub for the first time.

"Can I come in for a bit? Quickly." Another beautiful girl, probably an 85 out of 100 in looks, but with a voluptuous figure,
dressed in a black Lolita outfit and black high heels.

She looked tense and angry, her eyes wide open as if she wanted to eat someone alive.

"Sure." I nodded. Judging from her fiery expression, she didn't seem like she was there to drink with someone; rather… rather, she
looked like she was catching someone cheating.

I noticed she kept glancing furtively at the people opposite her. Across from us was another booth, four men and six women, drinking
quite a bit, kissing, touching, hugging and cuddling.

I watched her with interest, sometimes crying, sometimes wiping away tears, sometimes muttering to herself. I handed her a tissue;
needless to say, another heartless man.

"Someone's coming from across the way. Should you hide?" I saw the whispers across the way, pointed in my direction,
and then a man walked over.

"Someone's coming?" Her mind went blank. "Hide. But where can I hide?"

"Then I'll have to offend you." I grinned mischievously and grabbed her. She tried to struggle free. "Don't move, do you
want the people across the way to know you're here?"

Xue Lin immediately froze, and to make matters worse, the man was touching her waist, his scent filling
her nostrils. She felt extremely uncomfortable.

A faint fragrance wafted over, and I felt the woman stiffen, not letting me get close.

Hearing footsteps, I asked, "Darling, do you like it?" I said deliberately.

"Ah, sorry. Wrong room." Huang Lin glanced around and didn't see his sister-in-law. He quickly left.

He hurried back, muttering, "I already said it wasn't her, why are you still so suspicious?"

Xue Lin quickly pushed the man away, saying, "Thank you." Her face was a little red; it felt
strange to be in contact with a stranger for the first time.

"She'll probably call you later. Find a quiet place to answer," I reminded her. "

Okay. Thank you," Xue Lin thought for a moment and quickly went outside.

Watching her leave in such a hurry was quite amusing. Sigh, without pretty girls or boyfriends, the bar felt
just so-so. I was about to go back to sleep

when I noticed the woman was back. "Can I have a drink?"

I nodded and poured her a full glass. Xue Lin picked up the glass and drank it down in one gulp, a little too quickly, some alcohol
dripping down her white neck.

One glass after another... "We're getting married in three days. See that guy across the street, surrounded by admirers?
And the woman sitting on her lap?" *

Thud*, a heavy glass slammed onto the glass table. [My best friend.]

It was a dramatic yet predictable situation. After an eight-year relationship, my best friend and her boyfriend got together. Everyone around them
knew except her, until they were about to get married when she found out her fiancé's true colors. This was someone coming to
catch her cheating.

Watching her drink glass after glass, [Aren't you going to get drunk?] I suspected she was trying to get herself drunk.

[Don't worry, little brother, I know what I'm doing.] Xuelin blinked and said. She'd never lost a drinking contest. [
Aren't you worried about the bar?]

[Drink as much as you want. I'm just worried you'll get drunk and won't be able to catch them cheating.] I gestured to the person across from me.

After an awkward chat, the person across from me was leaving. Watching her sneak away, I
felt bored by myself, so I paid the bill and left, giving away the drinks.

Well, that's quite extravagant, actually not that much. I could keep them for next time, but I didn't plan to stay long,
so I gave them away.

Upon arriving at the hotel, a hesitant woman was seen timidly leaning against the wall, peering inside. Wasn't this
the same attractive woman from before?

"What are you doing here?" I walked over curiously.

"It's you." Sheryl patted her chest, thinking it was someone else. "You live here?" Sheryl's eyes darted
around.

"Yes." I was about to go in, but my looks weren't good enough to attract her attention. Besides, I
already had a cheat code; women could have it later, why bother?

"Can you do me a favor?" Sheryl quickly pulled the man along. She saw her fiancé had already booked a room
and was about to go up.

I looked inside, then at her, and immediately knew what she wanted. "Why should I help you?" "

I'll treat you to dinner."

"Not enough, you owe me a favor." I rolled my eyes. Then I took out my phone, made a WeChat call, and showed her the QR
code.

This jerk, though I was internally cursing, I still scanned the code while instructing her, "Remember, photos and audio recordings are best."
She had already let go when she saw her best friend and fiancé going to a hotel; women who let go are the most terrifying
.

Since you won't let me have an easy time, then being utterly ruined is the best blessing for you.

Taking the photos wasn't difficult; after all, they wouldn't be wary or suspicious of me. I easily captured the ambiguous
moment and casually sent the pictures to the woman with emojis and snowflakes.

【Can you get a video?】

【Impossible.】 What is this girl thinking? I don't have an online store; how could I get that kind of thing?

...

【Postal Savings Bank: Last three digits 543, Income 18,000 yuan, Balance 258,000 yuan】 Three days' hotel fee 15,000 yuan + 180,000 yuan for drinks.

I woke up naturally, opened WeChat, and found dozens of missed messages and over a dozen missed calls. Hey,
no doubt it's Xiaowen, that little beauty.

But the important thing is that the boy's lottery wheel lit up; I'll draw one first.

[Congratulations on gaining 100 points! Bond activated, Shop open!]

A quick glance revealed that 100 points could only buy [Appearance Detector: Detects appearance score, 100 maximum, 60 passing,
70 average, 80 beautiful, 90 excellent, 100 perfect. Note: Upgradeable.]

Note: This appearance detector detects your natural appearance, automatically blocking makeup and other beauty enhancement devices
. Upgradeable.

Great, I'll buy it directly. After all, makeup and beauty filters are so powerful these days, and there's even plastic surgery .
I'm really looking forward to seeing what skills it will have after the upgrade.

Xiaowen stormed into the room, furious. This jerk had stood her up for over two hours, looking completely
innocent.

But after his slightly apologetic feast, she decided to forgive him. After all, a French meal cost over 4000.

She tried the appearance detector: [Xiaowen's age: 16, appearance: 85].

It was simple and clear at a glance. It seems I gave myself too high a score, but I'm only 16 now, I still have room to grow…

Arriving at the Patek Philippe store, luxurious and high-profile, I spent the whole morning researching luxury watches, and finally chose Patek
Philippe. After all, it has a high ranking, almost every watch enthusiast knows it, it's very prestigious.

"You want to buy a watch?" Xiaowen glanced at him. She couldn't tell, she thought he was a nouveau riche,
but she didn't expect him to dare look at Patek Philippe watches. It's not that their watches are bad, they're just too good.

Most second-generation rich kids can't afford them, after all, a watch is a luxury item, it's better to buy a car or something else with that money.
Of course, the price of the watch you buy represents your status, that's what many people thought before.

A sophisticated, professional office lady greeted the gentleman with a professional smile, "Do you have an appointment?

" "Yes, my surname is Qiao."

"Mr. Qiao, please wait a moment." She poured tea, walked, smiled, and offered some fruit. "I'll go call the manager."

Patek Philippe Sport Elegance Details 5980/1r-100 watch in rose gold, priced at 634,100 yuan.

I admired the watch, which cost over 600,000 yuan. It looked really nice, and the style was different. [Can I pay separately by card
?]

If I had had this opportunity before, I probably wouldn't have known that a watch costs over 600,000 yuan, and some
even cost millions. I probably couldn't afford a regular second-generation watch, no, I wouldn't even be willing to spend that much
. Without double rebates, I probably wouldn't be willing to spend it either.

The rebate insurance is instant, so I'll swipe once and then the balance. That way, I can
increase my credit limit faster. Otherwise, how many watches would I have to buy to get a million-yuan credit limit?

[Yes, sir. We can also pay in installments.]

[No, I don't want to pay in installments. I'll swipe twice.] Why pay in installments when you can pay in full? What's the point of installments?

[Yes, sir.]

Xiaowen was a little dizzy. What? He actually wanted to buy a 600,000 yuan Patek Philippe? That's too outrageous!
Even her father couldn't afford it. For the first time, she looked at the man seriously.

Buying a watch worth hundreds of thousands requires at least tens of millions in assets. Would you dare buy one without that much? "

Yes," Qiao Zheng said. If he weren't worried about arousing suspicion, he'd even consider buying a watch worth over a million. Money making money—
isn't that great?

The first transaction was 250,000 yuan, with a 500,000 yuan refund. Then, the remaining 390,000 yuan was paid, resulting in a 780,000 yuan refund and a balance of 890,000 yuan.

Xiaowen was momentarily stunned, noticing the salesperson smiling respectfully

as they placed a watch worth over 600,000 yuan on the man's wrist. He bought it? From entering the store to paying, it was
less than ten minutes! Leaving the Patek Philippe store with him still felt like a dream.

"Where are you planning to go?" Xiaowen instinctively switched to a more respectful tone.

"Rolex."

"Buying another watch?"

"Yes." I nodded. Buying luxury watches is still the fastest way. But this time, I plan to buy a lower-end one around 150,000 yuan. Then
I'll go to Vacheron Constantin and buy a watch worth over a million. Perfect. She wears the right watch for the right occasion. For example, her classmates
' watches, costing over 100,000 yuan, are dazzling.

"Um, can my best friend come? We already arranged it," Xiaowen said cautiously, afraid he
wouldn't agree.

"Is she pretty?"

"Pretty. A little prettier than me," Xiaowen quickly assured him, inwardly thinking, "What a looks-obsessed person.

" "Let's call her over."

They went to Rolex, selected a watch around 150,000 yuan, and swiped her card on the one she liked—quite efficient.

[Post Office: Item ending in 543, income of 356,000 yuan, balance 1,248,000 yuan]

Great. This feels so good. Money is just a number, and the feeling of money making money is really great. Although I don't
have high demands for luxury goods, it feels so good to be able to spend money like water.

After waiting a little while, a beautiful woman a few centimeters taller than Xiaowen walked over. She was dressed very elegantly, quiet
, and had a very gentle appearance. She was the type that gets better the more you look at her.

I casually scanned her with a detector.

[Yu Mei, age: 16, looks: 86]

Vacheron Constantin can be said to be among the top three luxury watch brands. The service was really good. Without much consideration, I directly bought
the 30080/000r-9385 watch worth 1,712,000 yuan and immediately took off my Patek Philippe.

The whole process took only half an hour, including 20 minutes of introducing Vacheron Constantin, 5 minutes of looking at the watch, and 5 minutes of paying.

[Post Office: Revenue 2.496 million yuan]

[Post Office: Expenditure 464,000 yuan, Balance 2.032 million yuan]

[Post Office: Revenue 928,000 yuan, Balance 2.96 million yuan]

Xiaowen felt that today was the most important day to shake her values. Money is money! Although she had a base of over 600,000 yuan
, she really didn't expect to make such a decision in just a few minutes for almost three times that amount.

Could it be a second-generation rich kid? How big of a mine would her family have to be to treat money like it's nothing?

Yumei's family was of average means, so she wasn't as easily swayed and didn't have such a high level of awareness about luxury goods, but
she bought a watch worth over a million yuan without batting an eye. She also felt... felt incredibly extravagant.

Tired from shopping, she planned to go back to the hotel first. She would put her things away, then look at cars, and after that
, buy a house near the university. That way, she wouldn't have to live in the dormitory, and it would be easier to pick up girls.

She found a relatively high-end Hunan restaurant, during which Xiaowen intentionally or unintentionally probed for details...

[Do you know anyone taking driving tests? Looking for high-end ones.] "I searched a lot about driving lessons, and all I found were complaints:
mean instructors, short practice sessions, exorbitant fees, and too many students.

Now that I have money, I don't want to put up with this nonsense.

" "I know someone who specializes in this," Yu Mei said softly. "But the fees are really high."

"Fee isn't the problem, the important thing is the good environment, fast license acquisition, and you can practice anytime."

"I'll ask." This contact information was something her classmate had boasted about, but she didn't know if it was true.

Yu Mei covered the phone. "Um, 13,000 yuan for a guaranteed pass. If you're interested, we can go check out the training area now."

I mouthed "okay."

...

In the suburbs, Wang Jian ingratiatingly introduced, "Young Master Qiao, here you generally get your license within a month of registration.
For the first two tests, you come on your own. If you pass, great; if not, an instructor will guide you. Just listen to her choice
. The second and third tests are taken a week apart." Wanda and we have a deep relationship. You can take
the first three exams, and you can even practice once before the exam to strengthen your memory.

Besides, the instructors are available on demand. They are all experienced drivers with over ten years of experience, have excellent temperaments, and
are very helpful in exam preparation and on-road driving. And you only need to pay once. There are no other fees.

Looking at the several hundred square meters of training ground, I felt what he said was really worthwhile. "Okay, let's pay." I
'm the kind of decisive person, after all, I'm not short of money.

"Okay, don't worry, the price is definitely not expensive. After all, there are quite a few people to bribe." Huang Jian said with a beaming smile
. This was a big client, not to mention the designer clothes he was wearing. Look at that watch, a Vacheron Constantin, over a
million, something I couldn't even afford myself, while the one I had was only a few hundred thousand.

"I wonder if Young Master Qiao is interested in buying a car? Have you decided?"

"Hmm?" I glanced at him. "A Porsche Cayenne, I guess." "

Hey, Qiao Shao, I also run a 4S dealership. I have the Cayenne you mentioned in stock.
How much do you want?"

"The 1.712 million one." I glanced at him; this was probably his main business.

"That model? We have it in stock. Want to go take a look later?" Huang Jian couldn't contain his excitement.

"Right now."

...

[Postal Savings Bank: Balance 4.765 million yuan.] Bought a Porsche Cayenne, can't use it at the dealership right now,
will be able to use it as soon as the driver's license is issued.

Had a seafood feast with them, then sent them home; they're still young. Went to a nightclub, but it wasn't very
interesting, so I decided to check out the neighborhoods near Guangxi University of Finance and Economics. The prices weren't too expensive, around 8,000 yuan per square meter.

But I don't necessarily need to buy a house near that area. It's a bit too far from the city center, but
I have a car, so it's convenient.

Checked the prices in the city center; 12,000 yuan per square meter. A 100-square-meter apartment is only around 1.2 million yuan, which is affordable
.

*Ding!* [Is Mr. Qiao there?] My WeChat rang.

The profile picture was none other than Manager Liang from last night. I immediately sent a question mark.

[Sorry to bother you, Mr. Qiao. That beautiful lady from last night wasn't free because of her studies. They're
free tonight and would like to invite you for a drink. It's their first time, not the kind who frequent nightclubs.]

[Them?]

[Twins, beautiful. Two.]

[Get a booth ready. Good wine, around 10,000 yuan, they'll be there in half an hour.]

This manager knows his stuff; two keywords were enough to get me excited.

Meanwhile,

Yu Mei hesitated for a long time before finally calling Xiao Wen…

It was the same familiar booth, piled high with snacks and fruit. There were also several bottles of imported liquor.

[Xiao Mei, Xiao Li, this is Mr. Qiao, this is my cousin, a twin, studying at a teachers' college, currently a sophomore.]

Cousin? I looked at Manager Liang with surprise. This

city is something else.

She wasn't wearing her million-yuan Vacheron Constantin today, but a Patek Philippe.

A beauty detector scanned them: [Xiao Mei, age 21, beauty rating: 85;

Xiao Li, age 21, beauty rating: 85]

[Who is the older sister and who is the younger sister?] A French retro floral pink dress, high heels, and Korean-style
light yellow wavy hair—from the outside, they really look like the same person. Importantly, their makeup is identical.

"I'm the older sister," Xiaoli said.

"I'm the younger sister," Xiaomei said.

"How do you tell them apart?" My head was a little sore. I sat down between them.

"The one who speaks in a sweet, coquettish voice is the older sister, the one who speaks softly is the younger sister," Xiaoli said in a coquettish tone.

That was basically meaningless.

"Come on, let's drink." I filled my glass and raised it.

Xiaoli was more talkative and outgoing, while Xiaomei was a little shy, but her big eyes sparkled as she looked
at me.

Just drinking wasn't very interesting, so we played some games, like dice games. 1 could become any number, 5 of the same number didn't
add up, 2 was a no-no, 3 was a no-no.

We set the rules and started playing. I started by saying, "Three sixes."

Xiaoli blinked. "Open, I don't have any."

"Me neither." Xiaomei opened the dice.

"I do." She opened three sixes...

...

There wasn't much showing off or embarrassing moments. Several girls were about to drink, but I turned them away. Whether he's pretty or not
is debatable, but at least there are twins here. With this father's blessing, he's definitely much better than those flashy

, cheap girls. We walked for a few minutes to the hotel entrance. Everyone was only about 70-80% drunk. "Why don't we go up
and sit down?" I invited.

"Us? Together?" Xiao Mei and Xiao Li asked, their eyes wide. This man is quite greedy, but twins,
coming out together, isn't that the point?

"Yes." I nodded. If they weren't twins, there really wouldn't be any need. I'm a man with a special charm;
in the future, I can have any celebrity, singer, beauty, or CEO I want!

Xiao Mei, the younger sister, was quite satisfied with this man. He was low-key and wealthy, unlike those rich second-generation heirs who were boastful,
ostentatious, and self-important.

Xiao Li, the older sister, was a little dissatisfied. Her looks weren't great, but he was generous. Mainly, it was because of what her cousin had said
: "Meili, you
two have to grab this man. He's decked out in designer brands and spends money like water. Wearing a 1.72 million watch at such a young age, he must be quite something."

Your cousin has seen a lot of people, but this young master Qiao is here for the first time.
He probably won't mind if he's a bit vain and extravagant, but he's unlikely to be your girlfriend or wife. He'll
definitely guarantee you a lifetime of wealth…

The sisters exchanged glances, their eyes meeting instantly.

Each sister put her arm around another's arm, their meaning clear. Xiaoli thought it might be a luxury room, but she never expected
it to be a presidential suite, and a watch worth over a million was casually placed on the table.

"Can we take a look?" Xiaoli pointed to the Vacheron Constantin on the table, worth 1.72 million.

"Sure." I nodded, not expecting my virginity to end so soon. Hmm, should I
get some Viagra? Waiting online, it's urgent.

When I came out of the shower, they were still marveling at their luxurious lifestyle. A floor-to-ceiling window offered a
view of the city's nightscape, overlooking the entire city, as if you owned the whole city…

"Aren't you going to take a shower?" I opened a bottle of red wine, I don't know how much it cost, the label was Lafite.

"Okay. " Xiaoli was still taking pictures and posting on her Moments. [Xiaomei, you go first.]

[Okay.] Xiaomei shyly went to the bathroom. There was a large bathtub in the bathroom, where you could take a bath. [Sister,
you can take a bath? Aren't you coming?]

[Really?] Xiaoli hurried over.

[Wow...] [Wow...so comfortable!]

...

Watching them go to the bathroom, it was time for another lottery draw. Clicking the lottery, it spun a few times. [Congratulations, you have gained 600
points.]

Points! I checked the skills, only the Beauty Detector. It says it can be upgraded, 100 points.

Upgrade.

Upgrade successful, gained the skill Body Shape.

[Beauty Detector] [Name: Beauty: Body Shape:] Upgradeable, 200 points

. Upgrade.

Upgrade successful, gained the skill Health. [Beauty Detector] [Name: Beauty: Body Shape: Health:] Upgradeable
, 300 points

.

Upgrade successful! Gained the skill [Appearance Detector] [Name: Appearance: Figure: Health: Sex:].
Upgradeable, 400 points

. No points left to upgrade. Figure is easy to understand, but what does health mean? And sex?

Health refers to whether you have any illnesses: 60 is weak, 70 is normal, 80 is healthy, 90 is excellent, 100 is perfect.

Sex refers to the number of times you have sex with others. [Note: Both men and women are counted equally.]

This is amazing! It exposes women's lies completely.

Looking at Xiao Mei and Xiao Li, their faces flushed, wearing bathrobes, exuding an ethereal aura, the same appearance, the same
temperament—the feeling of twins is truly wonderful. [Come here.]

Xiao Mei and Xiao Li hesitated, took off their bath towels, and swayed their hips as they walked. They had already prepared themselves mentally;
they had originally planned to marry male twins, but unexpectedly, the sisters would be serving the same person.

[Name: Xiaomei; Appearance: 850; Figure: 88; Health: 85; Sex: 0]

[Name: Xiaoli; Appearance: 850; Figure: 88; Health: 84; Sex: 0]

Still a virgin? I put Xiaomei on my left and Xiaoli on my right, let go of Xiaomei, laid Xiaoli down, and kissed her red
lips, my tongue swirling around, sucking the saliva inside.

Xiaoli softly touched the man's penis, very hot, very hot, and instinctively began to masturbate. The man's hand touched his own
thigh. He slightly opened it, allowing him to touch it better.

Thinking of those pornographic movies he used to watch, he pushed her away and pointed to his erect penis.
Xiaoli glared at the man, already having enough thoughts in her mind.

She opened her small mouth and slowly swallowed the man's penis, filling it completely, swallowing and spitting it out, a little awkward,
still very inexperienced.

[Xiaomei, come here.] I pointed to Xiaomei who was peeking.

[Baby baby baby.] I kissed Xiaomei's lips; her taste was sweet, not overpowering.

I had Xiaomei position herself in front of me, legs spread, revealing her tender, juicy abalone. The flavor wasn't
strong, just right, a slightly pungent, alluring scent.

I just had to lean in to touch her vulva. Her tongue lightly licked her clitoris; it was delicious, so fresh.

Xiaomei felt ashamed of this position, exposing her most private, intimate, and precious possession to the man.
Her legs were soft, and inside her vagina, a slippery tongue swirled, the warm breath filling the air…

She couldn't help but hold the man's head tightly with both hands, urging him to go in a little deeper, a little harder…

"I'm coming…" she cried, her body trembling as she held the man's head tightly…

He released Xiaomei, gesturing for her to lie down. Xiaoli spat out his penis, her mouth feeling a little sour. His penis was just the right size
; it was the first time she'd tasted this, and it was sour, with a salty liquid leaking out from time to time.

He straddled Xiaomei's vagina, the head of his penis pressing against the opening, the vaginal fluid flowing. Just as he was about to enter, his penis twitched
, and his semen gushed out, spraying into her vaginal opening…

Xiaomei felt waves of hot, sticky liquid, while Xiaoli looked on in surprise. Was this handsome guy sick?
Or impotent? This is tricky.

I awkwardly said, "It's my first time."

Is this what they call "seeing the flower and ejaculating"? My virginity is over just like that? After a few seconds, my penis got hard again.
Xiaoli wiped the semen away with a wet wipe.

"Thank goodness." Xiaoli looked at the hard penis, thankfully it wasn't a stubble.
What's the use of having money if you can't have it?

Xiaoli was a little envious of Xiaomei. The first time for the first time must have special meaning, right?

It felt warm and tight inside. When it encountered a barrier, it went straight in...

"It hurts... ah... ah... brother... hurry up and insert it into me... um... ah... so comfortable..."

More than ten minutes later, Xiaomei had another orgasm. I released Xiaomei. There were still traces of blood at the base of my penis. Xiaoli had already
spread her legs, her vagina was overflowing, and my penis went in easily. When it encountered a barrier, I pulled it in hard.

Oh, this feels so good, I feel like I'm going to cum. I never thought sex could be this good. My male pride is forcing me to hold back
, it's so painful...

I really need to train my kidneys, otherwise I can't enjoy even beautiful women. What the hell is this?

[Ding, host's kidney capacity is detected to be less than 60. Gift pack activated, kidney insurance]

[Training for half an hour every day increases kidney capacity by 1, stackable up to 100. The host's current kidney capacity is 56. Due
to insufficient kidney capacity, gift pack generated, kidney candy for one day: kidney capacity +10]

I unwrapped the candy and threw it in my mouth. It was sweet, and it melted in no time. The thrusting became easier,
and the urge to cum decreased.

[Is this a safe period?] I couldn't hold back anymore. After more than an hour of thrusting, I would have ejaculated long ago if it weren't for the kidney fruit.
Huff, I couldn't hold back anymore, and I ejaculated, my semen spraying into Xiaomei's vagina...

After cleaning up the mess, Xiaomei and Xiaoli fell into a deep sleep, holding the man...

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