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Mystery Insurance 1-14 

Chapters 1 & 2

Note: Time discrepancies, please don't mind

. How boring! I'm lying in bed. As an ordinary man, average-looking, 170cm tall, neither tall
nor short, from an average family, an unexpected car accident left me without insurance, putting a huge burden on my family. We had to borrow
tens of thousands to get by.

Insurance isn't as chaotic as it used to be; it's much more regulated now. I really want insurance, so
my family won't have to bear such a heavy burden…

Mysterious insurance selects host… Binding… Binding complete… Insurance extraction… Extraction complete…
…Congratulations on obtaining the [Double Return Insurance], valid for one month. Effect: Guaranteed double return on all purchases. Effective rule:
Takes effect after purchasing one insurance policy.

Is this a system? I jumped up with a thud. I always longed for systems in novels, surrounded by beautiful women
, but I never thought I'd have one myself.

In my mind, there was only a large, circular wheel divided into eighteen sections, with a needle. Just now, the wheel spun at the three o'clock
position and pulled out a "Double Consumption Rebate Insurance." I wonder if I need
to ?

In other systems, this "Double Consumption Rebate Insurance" is a godsend—spend 10,000 and get 20,000, spend 100 million
and get 100 million, though it only lasts a month.

Besides the lottery wheel and the words "Qiao Zheng" in big letters, level: 0

, there's no other explanation. This system is really simple.

Do I need to buy insurance first? I opened Xiaomi, Alipay, and Ant Insurance, and bought some
insurance at random.

[Ding! Double Consumption Rebate Insurance is in effect, lasting one month.]

I opened Taobao, bought some tissues at random, and ding! [Postal Savings Bank: 39.9 yuan transferred from account ending in 543, balance 563
yuan]

!

It really is double the return. I calculated my assets; I don't have much money, only a few hundred thousand. This spending
is too inefficient, and there's a time limit.

Time is money—this is the first time I've truly understood the meaning of this phrase. The most important thing now is to get money,
the more the better . Otherwise, how long will it take for these hundreds or thousands of yuan to double? Thinking of this, I opened Alipay. My Huabei limit was over 3,000 yuan,
and my Jiebei limit was over 5,000 yuan, but 8,000 yuan wasn't enough.

I opened Xiaomi Finance and found over 20,000 yuan. 360's ads are really loud these days
, aren't they? I immediately downloaded it, went through the procedures, and my limit immediately came out over 10,000 yuan. Great, they're all my daddies.

It's a pity I can't withdraw money from WeChat? I withdrew all of it and calculated it to be over 51,000 yuan. The start wasn't bad, but it's a pity that borrowing money doesn't count as spending, otherwise it
would be awesome.

I thought I wouldn't need these online lending platforms, after all, I'm just a poor guy. Did I really think I could borrow money without having to pay it back?
It's not that good. As an ordinary person, I know that not everyone
is willing I consciously support Jack Ma.

I repay on time and contribute a little money to Jack Ma every month. Although the limit isn't large, it should increase slowly.
And now, when I urgently need money, who will lend me money?

With the money in hand, I quickly tidied myself up, grabbed my wallet and phone, and embarked on a spontaneous trip. I knew perfectly well that
in my small county town, I couldn't afford to spend much, so I had to go to the city. I booked a
high-speed train ticket to the provincial capital, a one-hour journey…

On the way, I had already planned: first, buy the most expensive Huawei phone, a new outfit and AJ shoes, then
a watch, then browse a 4S store, and buy a car… and my credit limit would be ready.

I took a taxi to Wanda Plaza, the fare was 150 yuan [Postal Savings Bank: 300 yuan received from account ending in 543, balance 51200 yuan].

Seeing Starbucks, I bought an ice cream for over 50 yuan; it tasted really good, melting in my mouth,
and the price was justified.

I headed straight to the Huawei flagship store, a small shop of about 30 square meters, with several attractive saleswomen. In the Mate section,
there were Mate 30 and Mate 30 Pro on the table; I looked at the most expensive.

I checked online, and the most expensive was the Mate X foldable phone at 16888 yuan. I walked over to the model unit… A pretty
waitress approached. "Sir, this is Huawei's best phone, but it's out of stock and you'll need to pre-order."

Pre-order? Never mind then. I went to the Mate 30 Pro; the most expensive one was only 7899 yuan. "Do you have the Porsche Design
model?" I frowned. When it comes to spending money, it has to be the expensive one, otherwise how would I get the money?

"Yes, sir." I hadn't expected this unassuming man to be so engrossed

in playing with his Mate 30 Pro. He seemed to have some purchasing power, judging by his
clothes, which probably weren't even worth 100 yuan.

"Can I pay by card? I want the black one." Time was of the essence, and the phone felt really good.

"Ah!" The waitress was taken aback. "Okay, please wait a moment."

...

[Postal Savings Bank: Received 25776 yuan ending in 543, balance 63888 yuan]

Just as I reached the door, playing with my Mate 30 Pro, enjoying the feel of it, *thump*, I instinctively bumped into someone
, and the Mate 30 Pro slipped and fell to the ground.

"I'm so sorry, so sorry." Xiaowen scratched her head and looked at her phone on the ground. Oh no.
"Is this phone new?" she asked, quickly picking it up. "Oh dear, it's a Meat30 Pro, a large piece of the screen is cracked,
and the back is cracked too."

I frowned at the girl in front of me. She was wearing a white dress and white sneakers, looking
cautious and innocent, holding the phone, a little lost.

A salesperson ran over. "Sir, do you need the screen replaced? Replacing the screen shouldn't be a problem."

"Yes, I'll replace it." I nodded. It wasn't appropriate to use it in this state. Then I looked at this impetuous
young woman .

As someone with special abilities, having my unused phone's screen replaced made me a little uncomfortable. "
Do you have any black Porsche phones?"

The salesperson's eyes lit up. "Yes, we do. Do you need one?" I hadn't expected this young man to be so extravagant,
buying another one without even blinking.

Porsche? Xiaowen blinked, then looked at the phone on the ground again. Good heavens, could this be
a Porsche- designed phone? It doesn't look like one.

"I'll pay for the screen replacement, okay?" Xiaowen felt unlucky, but the man in front of her didn't say anything,
so she had no choice but to offer.

"Okay." I nodded and went to the service counter. The girl in front of me was quite nice, pure and cute, I 'd give her
an 88 out of 100 in looks.

A moment later, the engineer quoted me: "Replacing the front and back screens will cost 4320 yuan in total."

Xiaowen, who was furiously complaining about her phone, was stunned by the price. That price could buy a Porsche Meta 30.
Was this some kind of scam? "It's just two screens, right?"

"Miss, this is a Porsche Meta 30 Pro, all the parts are top-of-the-line. I can give you a 20% discount,
but..."

Xiaowen had initially thought a screen replacement for a thousand or so yuan was acceptable, but this price doubling made her
uncomfortable . "Well, you see, although I bumped into you, you weren't holding your phone properly, and it wasn't in a case, so
how about we split the responsibility 50/50?"

This reasoning was a bit off, so Xiaowen immediately added, "You see, I'm a student too, I don't have that much money."

"Okay." I nodded. Undeniably, he had the resources and confidence to spend money freely,
and of course, his sister, who was 88 out of 100 in looks, was also a factor. Otherwise, how could it be so cheap?

Seeing him nod, Xiaowen felt a huge weight lifted from her heart. She could have easily paid those few thousand yuan herself,
but her new phone was about to be gone. Feeling the pinch, she used Alipay, leaving her with a little over two thousand yuan. Her original
plan to buy a Meta 30 would probably have to be replaced with another new phone.

What a bad day! It's all his fault. Xiaowen glared angrily at the man in front of her. Why did he buy such a nice phone? And
he didn't even buy a case! It cost her over a thousand yuan. Waaah…

Feeling his sister's gaze, he thought for a moment. "Are you a local?"

"Yes, why?" Xiaowen looked at him warily. Although he was rich, he wasn't handsome or classy,
while she was obsessed with looks.

"I need to change my clothes. I don't know the area well, can you show me around?" "This phone is your payment. Three days, um,
you don't have to come out at night." I thought for a moment and said, "No one can give me this broken Porsche right now, and my parents
aren't suitable .

I won't use it anymore, so it's better to have this pretty girl in front of me spend a few days with me. I'll spend the money myself, but
having a pretty girl around will probably make me feel much better.

" "You're not lying to me?" Xiaowen asked suspiciously. But seeing the newly opened Porsche phone in his hand, she thought it looked
really good . In her original budget, buying a Meta 30 was already pretty good. She hadn't even considered the Meta Porsche
.

"Of course. What's your phone number? If you agree, leave your number, and we'll just call you to pick up the phone when it's fixed .
"

The salesperson next to her was giving her a frantic wink, "You don't want to, but I do! This is a phone worth over ten thousand yuan, it'll make me look good..."   Xiaowen looked at the Porsche phone in his hand and reluctantly agreed.   "Where can I buy some more expensive clothes?"   "I think you should get your hair done." Xiaowen looked at his non-mainstream, fluffy hair. He said with obvious disdain, "As someone who only cares about looks, I wouldn't bother with him if he weren't rich."   [That makes sense.] I nodded. This haircut needs changing; it doesn't suit my style.   I went to Lisa International Hair Salon and hired the chief stylist. The design service cost 780 yuan, plus other shampooing and massage services, bringing the total to 1080 yuan.   But the results were fantastic. My head is relatively large, so I got a short, round cut. It looks mature, simple, and sophisticated . It added three points to my original 60 points of attractiveness. Maybe getting a designer haircut will increase my attractiveness even further?   Xiaowen nodded at him. It didn't look bad at all; it was acceptable.   [Postal Savings Bank: Endings 543, Income 2160, Balance 78250 yuan]   Great! I've already reached over 70,000, almost 80,000 yuan. Although 50,000 yuan is a loan to be repaid next month, 70,000 yuan should be enough to buy a designer outfit, right?   I don't need the clothes at home anymore; I'll buy a few more sets. Hmm, designer brands don't matter; the important thing is to make money.   I picked out several outfits from Armani, Givenchy, and Dior, and bought a few pairs of AJ shoes. Wearing them, I felt like a completely different person; the aura of wealth and style enhanced my appearance.   My 60-year-old looks instantly transformed into a 70-year-old's. The hairstyle suited me perfectly, making me feel the money was definitely well spent.   In a good mood, I casually spent over 3000 yuan on Chanel for Xiaowen. Yes, money talks.   [Postal Savings Bank: 6632 yuan received from account ending in 543, balance 212587 yuan]   Xiaowen rubbed her legs, feeling exhausted. It was all too dreamlike. This guy, whom she considered a country bumpkin, had spent over 100,000 yuan on clothes without even blinking.   Among all the rich kids she knew, none were this extravagant. People could easily buy things around 10,000 yuan, but buying so much at once was truly…   Was he a rising star? A self-made millionaire? Although she was obsessed with looks, she couldn't deny his charm. Thinking about it this way, perhaps she could lower her standards? But he didn't seem interested in that.   "Any good hotels around here?"   Xiaowen's eyes lit up. "Yes, the Four Seasons Hotel, a globally renowned brand, so expensive! I heard it's incredibly luxurious inside, with amazing service."   "Okay, let's go with that." I nodded. As a rich guy, I wouldn't carry anything; I'd just toss most of it onto Xiaowen. She's too young, so I'm not going to be a gentleman, and besides, she wasn't wearing flat shoes. There's no need for chivalry , and she doesn't have any kind of admiration for me.   All she has is the look of someone taking advantage of a rich guy. If it weren't for her good looks and the fact that she needed someone to help carry things, I would have kicked her out long ago.   I booked a presidential suite for three days, over 5000 a night. Judging from her dawdling, she's got no problem finding someone to take advantage of her. Well, she is indeed quite pretty.   After putting her things in the room, I took her to the Western restaurant on the third floor of the hotel.   We ate for over 4000, mainly because the red wine was expensive—almost 3000 a bottle. After we ate and drank well, I let her take a taxi and leave.   ...   I took a bath, turned on the 65-inch TV, played on my phone for a while, and my hormones were raging, so I searched for the most expensive bars on my Porsche phone.   Desire and reason clashed, but in the end, desire won out. After getting ready, I charged my phone for a bit, and it was half full in ten minutes—great!









































































While going to a bar doesn't mean you have to hang out or chase women, it's good to broaden your horizons. I gave myself an
excuse and felt justified in going out.

Arriving at EEBN bar, deafening music filled the air, including a familiar but unfamiliar English song. Several young women were showing off their figures
on the runway .

It was past 10 PM, and handsome men and beautiful women had already gathered there, neon lights flashing everywhere. The air was thick with the mingled scents of perfume, a bit
pungent .

A waiter in uniform approached, "Sir, do you have a seat?

" I loudly replied, "No." " Just

one?

" "Yes." I pointed to the best seats upstairs, a small private room. "Give me one."

The small private rooms were connected, separated only by a wooden partition, and could accommodate
about . The location was good; I could clearly see the stage and had some privacy.

A moment later, a middle-aged man in a suit came out. "Hello, my name is Manager Liang. Would you like some drinks?
The minimum spend is 8888 yuan."

"Okay, bring 9000 yuan worth of drinks." "I don't care, after all, I paid for it. It doesn't matter how much.
I can't afford ; I can just treat others to drinks later.

" Manager Liang's eyes lit up. This was a big shot—a newcomer, rich, and generous, and he didn't care about money. "Boss,
do you need someone to accompany me for drinks? Hmm, a college student, not the 'you know what' type."

I glanced at him; not bad, he had good judgment. "Sure. Don't call any shady ones."

Manager Liang nodded and started making calls. There were plenty of beautiful women in the bar, and many college students wanted to hook up with rich men . Those
with higher looks, not just escorts, would leave their phone numbers with the manager.

After a few calls, all the good girls were busy. What a joke

! "Sorry, boss, none of them are available. How about I sit with you for a while?" Manager Liang looked
embarrassed ; it seemed he'd have to replace these girls.

"Okay." I didn't think much of it; after all, I just wanted to broaden my horizons today. And maybe some experienced people could explain
the rules of the nightlife scene.

Several pretty girls came up and asked if I could sit down for a couple of drinks, but I refused outright. They were too plain-looking, and their "internet celebrity"
makeup was just too low-class. Watching the performances, and having experienced people explaining various interesting things, was a pleasure
even .

"Can I come in for a bit? Quickly." Another beautiful woman, probably an 85 out of 100 in looks, but with a voluptuous figure,
dressed in a black Lolita outfit and black high heels. She

looked tense and angry, her eyes wide open as if she wanted to devour someone.

"Sure." I nodded. Judging from her fiery expression, she didn't seem like she was there to keep someone company; rather…
she looked like

she was catching someone cheating. I noticed she kept glancing furtively at the people opposite. There was another booth across from us, with four men and six women, drinking
quite enthusiastically, kissing, touching, and hugging.

They watched her with interest, sometimes crying, sometimes wiping away tears, sometimes muttering to themselves. I handed her a tissue;
needless to say, another heartless man.

"Someone's coming from across the way. Should you hide?" I saw whispers across the way, someone pointed in my direction,
and then a man walked over.

"Someone's here?" Her mind went blank. "Hide. But where can I hide?"

"Then I'll have to offend you." I grinned mischievously and grabbed her. She tried to struggle free. "Don't move! Do you
want the people across the way to know you're here?"

Xue Lin froze, afraid to move. Worse still, the man was touching her waist, his scent filling
her nostrils. She felt extremely uncomfortable.

A faint fragrance wafted over, and she felt the woman stiffen, preventing me from getting closer.

Hearing footsteps, I asked, "Darling, do you like it?" I said deliberately.

"Ah, sorry. Wrong room." Huang Lin glanced around, not seeing his sister-in-law, and quickly left.

He hurried back, muttering, "I told you it wasn't her, why are you still so suspicious?" Xue Lin quickly pushed the man away. "Thank you." Her face was a little red; it felt strange

being in contact with a stranger for the first time .   "They'll probably call you later." "Find a quiet place to pick it up," I reminded her.   "Okay. Thank you." Xuelin thought for a moment and quickly went outside.   Watching her leave in such a hurry was quite amusing. Sigh, without pretty girls and boyfriends, the bar just so-so. I was about to go back to sleep   when I noticed that woman was back. "Can I have a drink?"   I nodded and poured her a full glass. Xuelin picked up the glass and drank it down in one gulp, a little too quickly, and some of the alcohol dripped down her fair neck.   One glass after another. "We're getting married in three days. See that guy across the street, all the adoring fans? And the woman sitting on his lap."   Clang! The heavy glass was placed on the glass table. "My best friend."   It was a dramatic yet predictable situation. After an eight-year relationship, my best friend and her boyfriend got together. Everyone around knew except her. She only found out her fiancé's true colors when they were about to get married. She was here to catch cheating.   Watching her drink glass after glass, I wondered, "Aren't you drunk?" I suspected she was trying to get herself drunk.   "Don't worry, little brother, I know what I'm doing," Xuelin said, blinking. She'd never lost a drinking contest. " Aren't you worried about the bar?"   "Drink as much as you want. I'm just worried you'll get drunk and I won't be able to catch you cheating." I gestured to   the person opposite me. After a few awkward exchanges, the person opposite me was leaving. Watching her sneak away, I felt bored by myself, so I paid the bill and left, giving away the drinks.   Yeah, that's all I was willing to spend, but it wasn't much. I could keep it for next time, but I didn't plan to stay long anyway, so I gave it away.   Arriving at the hotel, I saw a hesitant woman's figure, timidly leaning against the wall, peering inside. Wasn't the pretty woman from before?   "What are you doing here?" I asked curiously as I walked over.   "It's you." Xuelin patted her chest, thinking it was someone else. "You live here?" Xuelin's eyes darted around .   "Yes." I prepared to go in, but my looks weren't good enough to attract her attention. Besides, he already has a cheat code; women can have it whenever they want, right? Why bother?   "Could you do me a favor?" Xue Lin quickly pulled the man along, watching as her fiancé had already booked a room and was about to go upstairs.


















































I glanced inside, then at her, and immediately knew what she wanted. [Why should I help you?]

[To treat you to dinner.]

[Not enough, you owe me a favor.] I rolled my eyes. Then I took out my phone, made a WeChat call, and showed her
the QR code.

This bastard, though I was internally cursing, I still scanned the code while instructing her, [Remember, photos and audio recordings are best].
When she saw her best friend and fiancé going to a hotel, she had already let go. A woman who has let go is the most
terrifying .

Since you won't let me have an easy time, then ruining my reputation is the best blessing for you.

Taking the photos wasn't difficult; after all, they wouldn't be wary or suspicious of me. I easily took the ambiguous
photos and casually sent the pictures to the woman with emojis and snowflakes.

[Can you get a video?]

[Impossible.] What is this girl thinking? I don't have an online store; how could I get that kind of thing?

...

[Postal Savings Bank: Ending 543, Income 18,000 yuan, Balance 258,000 yuan] Three days' hotel fees 15,000 yuan + 180,000 yuan for drinks.

I woke up naturally, opened WeChat, and found dozens of missed messages and over a dozen missed calls. Hey,
it's definitely Xiaowen, that pretty girl.

But the important thing is that the boy's lottery wheel lit up! I'll draw first.

[Congratulations on gaining 100 points, bond activated, shop open]

A quick glance revealed that 100 points could only buy [Face Value Detector: Detects face value, maximum 100, 60
passing, 70 average, 80 beautiful, 90 excellent, 100 perfect. Note: Upgradeable.]

Note: This face value detector detects your natural appearance, automatically blocking makeup and other beauty enhancement
devices . Upgradeable.

Great, I'll buy it directly. After all, makeup and beauty filters are so powerful these days, and there's even plastic surgery. I'm also looking forward to seeing
what .

Xiaowen stormed into the room, furious. This jerk had stood her up for over two hours, looking completely
innocent.

But after his slightly apologetic lavish meal, she decided to forgive him. After all, a French meal cost over 4000 yuan.

I tried the appearance detector [Xiaowen's age: 16, appearance: 85].

It was simple and clear at a glance. Looks like I gave it too high a score, but she's only 16, she can still grow…

Arriving at the Patek Philippe store, luxurious and high-profile, I spent the whole morning researching luxury watches, finally choosing Patek
Philippe. After all, it has a high ranking, almost every watch enthusiast knows it, it's very prestigious.

[You want to buy a watch?] Xiaowen glanced at him. I didn't realize he was a nouveau riche; I didn't expect him
to dare look at Patek Philippe watches. But it's not that their watches are bad, they're just too good.

Most second-generation rich kids can't afford them. After all, a watch is a luxury item; it's better to buy a car or something else with that money.
Of course, the price of the watch you buy represents your status, that's what many people thought before.

A sophisticated, professional office lady greeted the gentleman with a professional smile. "Do you have an appointment?

" "Yes, my surname is Qiao." "

Mr. Qiao, please wait a moment." She poured tea, walked around, smiled, and offered some fruit. "I'll go call the manager." The

Patek Philippe Sport Elegance Details 5980/1r-100 watch in rose gold is priced at 634,100 yuan.

I admired the watch, which cost over 600,000 yuan; it looked really nice, and the style was different. [Can I pay separately by card
?]

If I had had this opportunity before, I probably wouldn't have known that a watch costs over 600,000 yuan, some even reaching
millions . I probably couldn't afford a regular second-generation watch, no, I wouldn't even be willing to spend the first-generation one. Without double rebates,
I probably wouldn't be willing to spend it either?

The rebate insurance is instant, so I'll swipe once and then the balance
to increase my credit limit faster. Otherwise, how many watches would I have to buy to reach a million?

[Yes, sir, we can also pay in installments.]

[No, I don't want installments, I'll swipe twice.] Why pay in installments when you can pay in full? What's the point of installments ?

[Yes, sir.]

Xiaowen was a little dizzy. What? He actually wants to buy a 600,000 yuan Patek Philippe? That's too outrageous! Even her
father couldn't afford it. For the first time, she looked at the man seriously.

Buying a watch worth hundreds of thousands required at least tens of millions in assets. Did he dare buy it without that much? "

Yes," Qiao Zheng said. If he weren't worried about arousing suspicion, he'd even consider buying a watch worth over a million.
Isn't it better to make money work for you?

The first transaction was 250,000, with a 500,000 refund. Then, the remaining 390,000 was paid, resulting in a 780,000 refund and a balance of 890,000.

Xiaowen was momentarily stunned, then noticed the salesperson respectfully and smilingly placing a

watch worth over 600,000 on the man's wrist. He bought it? From entering the store to paying, it
was less than ten minutes? Leaving the Patek Philippe store with him still felt like a dream.

"Where are you planning to go?" Xiaowen instinctively switched to a more polite tone.

"Rolex."

"Buying another watch?"

"Yes." I nodded. Buying luxury watches is still the fastest way. But this time, I plan to buy a lower-end one around 150,000.
Then I'll go to Vacheron Constantin and buy a watch worth over a million. Perfect. She wears the right watch for the right occasion. For example, her
classmates ' watches, costing over 100,000 yuan, are dazzling.

"Um, can my best friend come? We already arranged it," Xiaowen said cautiously, afraid he
wouldn't agree.

"Is she pretty?"

"Pretty. A little prettier than me," Xiaowen quickly assured him, inwardly thinking, "What a looks-obsessed person.

" "Let's call her over."

They went to Rolex, selected a watch around 150,000 yuan, and swiped her card on the one she liked, quick and decisive.

"Postal Savings Bank: 356,000 yuan received, balance 1,248,000 yuan."

Great. This feeling is amazing. Money is like data; the feeling of money making money is really satisfying. Although she doesn't have high demands for
luxury goods , the feeling of spending money like water is wonderful.

After waiting a short while, a beautiful woman a few centimeters taller than Xiaowen walked over. She was dressed elegantly, quiet,
and had a gentle appearance—the kind of woman who grows on you.

She casually scanned her with a detector.

[Yu Mei, Age: 16, Appearance: 86]

Vacheron Constantin is arguably one of the top three luxury watch brands. The service was excellent; I bought it without much hesitation.
Xiaowen immediately took off her Patek Philippe, valued at 1.712 million yuan, with the watch (30080/000r-9385). The entire

transaction took less than half an hour, with 20 minutes dedicated to introducing the Vacheron Constantin, 5 minutes for looking at the watch, and 5 minutes for payment.

[Postal Service: Income 2.496 million yuan]

[Postal Service: Expenditure 464,000 yuan, Balance 2.032 million yuan]

[Postal Service: Income 928,000 yuan, Balance 2.96 million yuan]

Xiaowen felt today was the most significant day for challenging her worldview. Money isn't just money! Although she had a base of over 600,000 yuan
, she still couldn't resist buying a watch worth almost three times that amount in just a few minutes.

Even a second-generation rich kid couldn't possibly afford that, right? How big of a mine would her family have to be to treat money like it's nothing?

Yumei, from an average family, wasn't as easily swayed and didn't have as much awareness of luxury goods, but
she bought a watch worth over a million yuan without batting an eye. She also felt… well, she felt incredibly extravagant.

Tired from shopping, she decided to go back to the hotel. After putting my things away, I'll go look at cars, then
buy a house near the university. That way I won't have to live in the dorms, and it'll be easier to pick up girls.

I'll find a relatively upscale Hunan restaurant. During this time, Xiaowen subtly probes for details…

"Do you know anyone who teaches driving lessons? I want a high-end one." I've searched a lot about driving lessons, and all the results are negative—
fierce instructors, short practice time, exorbitant fees, and too many students.

Now that I have money, I don't want to put up with that.

"I know someone who specializes in this." Yumei said softly, "But the fees are really high." "

The fee isn't a problem, the important thing is a good environment, fast license acquisition, and you can practice anytime."

"I'll ask." This contact information was something her classmate had boasted about; I don't know if it's true.

Yumei covered the phone, "Um, 13,000 yuan for a guaranteed pass. If you're interested, we can go check out the training grounds now."

I mouthed "okay" to her.

...

In the suburbs, Wang Jian ingratiatingly introduced, "Young Master Qiao, here you generally get your license within a month of registration.
For the first two tests, you can come on your own. If you pass, great; if not, an instructor will guide you. Just follow her
advice . The second and third tests are scheduled one week apart. Wanda has a deep relationship with us, so you can take
the first three tests. You can even practice before the exam to strengthen your memory." "

Besides, instructors are available on demand. They're all experienced drivers with over ten years of experience, very good-tempered, and extremely helpful with
the exams and on the road. And you only need to pay once. There are no other fees."

Looking at the several hundred square meters of training ground, it seemed like what he said was really worthwhile. "Okay, I'll pay." I
'm the decisive type, after all, I'm not short of money.

"Okay, don't worry, the price is definitely not expensive. After all, there are quite a few people to bribe," Huang Jian said with a beaming smile
. This was a big client, not to mention the designer clothes he was wearing. Look at that watch, a Vacheron Constantin, over a
million, something I couldn't even afford myself, while the one I had was only a few hundred thousand.

"[I wonder if Young Master Qiao is interested in buying a car? Have you decided yet?]"

"[Hmm?]" I glanced at him. "[A Porsche Cayenne, I guess.]" "

[Well, Young Master Qiao, I also run a 4S store. I have the Cayenne you mentioned in stock.
How much do you want?]" "

[The 1.712 million one.]" I glanced at him; I guess that's his main business. "

[That model? We have it in stock. Shall we go take a look later?]" Huang Jian couldn't contain his joy. "

[Let's do it now.]"

... "

[Postal Savings Bank: Balance 4.765 million yuan.]" He bought a Porsche Cayenne, but he can't use it at the store yet
. He can use it as soon as he gets his driver's license.

After having a seafood feast with them, I let them go home; they're still young. We went to a nightclub, but it wasn't very
interesting, so I decided to check out the neighborhoods near Guangxi University of Finance and Economics. The prices aren't too expensive, around 8,000 yuan per square meter.

But I don't necessarily need to buy a house near that area. How so? It's a bit too far from the city center
. I have a car, so it's convenient.

I checked the housing prices in the city center; 12,000 yuan per square meter. A 100-square-meter apartment would only cost around 1.2 million yuan, which is still affordable
.

*Ding* [Is Young Master Qiao there?] My WeChat rang.

The profile picture was none other than Manager Liang from last night. I immediately sent a question mark.

[Sorry to bother you, Young Master Qiao. Weren't those beauties unavailable last night due to studies? They're
free and would like to invite you for a drink. It's their first time, not the kind who frequent nightclubs.]

[Them?]

[Twins, beauties. Two.]

[Get a booth ready. Bring the best drinks, around 10,000 yuan, they'll be there in half an hour.]

This manager knows his stuff; two keywords were enough to get me excited.

Meanwhile

, Yu Mei hesitated for a long time before finally calling Xiao Wen…

It was the same familiar booth, piled high with snacks and fruit. There were also several bottles of imported liquor.

[Xiao Mei, Xiao Li, this is Young Master Qiao, this is my cousin, a twin, studying at a teachers' college, currently a sophomore.]

Cousin? I looked at Manager Liang with surprise. This

city is something else.

I didn't bring my Vacheron Constantin watch worth over a million today; I wore a Patek Philippe instead.

My beauty detector scanned them: [Xiao Mei, age 21, beauty score: 85;

Xiao Li, age 21, beauty score: 85] .

[Who's the older sister and who's the younger sister?] They wore French retro floral pink dresses, high heels, and Korean-style
light yellow wavy hair; from the outside, they really looked like the same person. Importantly, their makeup was identical.

[I'm the older sister] Xiao Li said.

[I'm the younger sister] Xiao Mei said.

[How do you tell them apart?] My head was a little sore. I sat down between them.

[The one who speaks more sweetly is the older sister; the one who speaks softly is the younger sister] Xiao Li said in a coquettish tone.

That was practically meaningless.

[Come drink.] I filled my glass and raised it.

Xiao Li was more talkative and outgoing, while Xiao Mei was a little shy, but her big eyes sparkled as she
looked at me.

Drinking alone isn't very interesting, so let's play some games, like dice. One can change to any number, five of the same number don't
stack, two is a no-no, three is a call.

We set the rules and started playing. I started by calling out "three sixes."

Xiaoli blinked and said, "Open, I don't have any."

"I don't have any either." Xiao Mei opened the cork.

"I do." She opened three sixes...

...

There wasn't much showing off or embarrassing. Several girls were about to drink, but I turned them away. Whether
they were pretty or not is another matter, but at least there were twins here. With this father's blessing, they were definitely much better than those flashy, cheap girls.

We walked for a few minutes to reach the hotel entrance. Everyone hadn't drunk much, about 70-80% drunk. "Why don't we go up
and sit for a bit?" I invited.

"Us? Together?" Xiao Mei and Xiao Li asked, their eyes wide. This man was quite greedy. But twins,
coming out together, wasn't that the point?

"Yeah." I nodded. If they weren't twins, there really wouldn't be any need. I'm a man with a cheat code;
in the future, I can have any celebrity, singer, beauty, or CEO I want.

Xiao Mei was quite satisfied with this man. He was low-key and rich, unlike those rich second-generation heirs who were boastful,
ostentatious, and self-important.

The older sister, Xiaoli, was a little dissatisfied. Her looks weren't quite up to par, but he was certainly generous. Mainly, it was because of
what her cousin had said: "Beautiful, you two have to grab this man. He's decked out in designer brands and spends money like
water. Wearing a 1.72 million watch at such a young age, he must be quite something.

Your cousin has seen a lot of people, and this Young Master Qiao is here for the first time . He probably
won't mind if he's a little vain and extravagant, but he's unlikely to be your girlfriend or wife. He'll definitely guarantee you a lifetime of wealth
..."

The sisters exchanged glances, their understanding clear.

Each sister put her arm around the other's arm, their meaning obvious. Xiaoli had assumed it was a luxurious room, but she was surprised to
find a presidential suit and a watch worth over a million casually placed on the table.

"Can we take a look?" Xiaoli pointed to the Vacheron Constantin on the table, worth 1.72 million.

"Sure." I nodded. I hadn't expected my virginity to end so soon. Hmm, should I
get some Viagra? Waiting online, it's urgent.

When I came out of the shower, they were still marveling at their luxurious lifestyle. A floor-to-ceiling window offered a view of the city's
nightscape , overlooking the entire city; it felt like you owned it all…

"Aren't you going to take a shower?" I asked. I opened a bottle of red wine, I don't know how much it cost, the label said Lafite.

"Okay." Xiaoli was still taking pictures and posting on social media. "Xiaomei, you go first." "Okay."

Xiaomei shyly went to the bathroom. There was a large bathtub in the bathroom, perfect for a soak. "Sis,
you can take a bath? Aren't you coming?"

"Really?" Xiaoli hurried over.

"Wow…" "Wow… so comfortable!"



Watching them go to the bathroom, it was time for another lottery draw. I clicked the draw, spun a few times, and saw… "Congratulations, you've earned 600
points."

Points! I checked the skills; only the "Beauty Detector" skill was available. It suggested an upgrade for 100 points.

Upgrade.

Upgrade successful, gained the "Body Shape" skill.

"Beauty Detector" [Name: Beauty: Body Shape:] Upgradeable for 200 points

. Upgrade.

Upgrade successful, gained the skill Health [Appearance Detector] [Name: Appearance: Figure: Health:]
Upgradeable, 300

points required.

Upgrade successful, gained the skill Sexuality [Appearance Detector] [Name: Appearance: Figure: Health: Sex:] Upgradeable
, 400 points required.

No points left, can't upgrade even if I want to. Figure is easy to understand, but what does health mean? And what about sex?

Health refers to whether you have any illnesses: 60 is weak, 70 is normal, 80 is healthy, 90 is great, 100 is perfect.

Sex refers to the number of times you have sex with others. [Note: Both men and women are counted equally.]

Amazing! This makes women's lies impossible to hide, utterly vulnerable.

Looking at Xiao Mei and Xiao Li, their faces flushed, wearing bathrobes, exuding an ethereal aura, the same appearance, the same
temperament, the feeling of twins is truly wonderful. [Come here.]

Xiao Mei and Xiao Li hesitated, took off their bath towels, and swayed their hips as they walked. They had already prepared themselves mentally;
they originally planned to marry male twins, but unexpectedly, the sisters would be serving the same person.

[Name: Xiaomei; Appearance: 850; Figure: 88; Health: 85; Sex: 0]

[Name: Xiaoli; Appearance: 850; Figure: 88; Health: 84; Sex: 0]

Still a virgin? I put Xiaomei on my left and Xiaoli on my right, let go of Xiaomei, laid Xiaoli down, and kissed her
red lips , my tongue swirling around, sucking the saliva inside.

Xiaoli softly touched the man's penis, very hot, very hot, and instinctively began to masturbate. The man's hand touched
his thigh. He slightly opened it, allowing him to touch it better.

Thinking of those pornographic movies he used to watch, he pushed her away and pointed to his erect penis.
Xiaoli glared at the man, already having enough thoughts in her mind.

She opened her small mouth and slowly swallowed the man's penis, filling it completely, swallowing and spitting it out, a little awkward,
still very inexperienced.

[Xiaomei, come here.] I pointed to Xiaomei who was peeking.

[Baby baby baby.] I kissed Xiaomei's lips, Xiaomei's taste was sweet, not strong.

I had Xiaomei position herself in front of me, legs spread wide, revealing her tender, moist vulva. The scent wasn't
overpowering, just right, a slightly pungent, alluring aroma.

I could easily touch it with my tongue, lightly licking her clitoris. It was delicious, so fresh.

Xiaomei felt ashamed of this position, displaying her most private, intimate, and precious possession to a man.
Her legs were supple, and inside her vagina, a slippery tongue swirled, releasing a warm, tingling breath…

She couldn't help but hold the man's head tightly with both hands, urging him to go in a little deeper, a little harder…

"I'm coming…" she cried, clinging tightly to his head, her body trembling…

I released Xiaomei, gesturing for her to lie down. Xiaoli spat out his penis, her mouth slightly sour. His penis was just the right size, not too big, not too
small . It was the first time she'd tasted it; it was sour, and a salty liquid kept leaking out.

He straddled Xiaomei's vagina, his glans pressing against the vaginal opening. A trickle of
fluid glans contracted, releasing a torrent of semen that sprayed into her vaginal opening...

Xiaomei felt waves of hot, sticky liquid against her skin. Xiaoli, on the other hand, looked on in surprise. Was this handsome guy sick?
Or impotent? This was troublesome.

I awkwardly said, "It's my first time."

Is this what they call "seeing a flower and ejaculating"? My virginity is over just like that? After a few seconds, my penis got hard again.
Xiaoli wiped the semen away with a wet wipe.

"Thank goodness," Xiaoli said, looking at my hard penis. "It's not a stubble."
What's the use of money if you can't have it?

Xiaoli was a little envious of Xiaomei. A first time for a first time must have special meaning, right?

It felt warm and tight inside. When it encountered a barrier, it went straight in…

"It hurts… ah… ah… brother… hurry and insert it… mmm… ah… so good…"

Xiaomei had another orgasm after about ten minutes. I released Xiaomei. There were still traces of blood at the base of my penis. Xiaoli
had already spread her legs, her vagina overflowing, and my penis easily went in. Again, it encountered a barrier, but I thrust it in hard.

Oh, this feels so good, I feel like I'm going to cum. I never thought sex could be this good. My male pride is forcing me
to hold back , it's so painful...

I really need to train my kidneys, otherwise I can't enjoy even beautiful women. What the hell is this?

[Ding, host's kidney capacity is detected to be less than 60. Gift pack activated, kidney insurance]

[Training for half an hour every day increases kidney capacity by 1, stackable up to 100. The host's current kidney capacity is 56.
Due to insufficient kidney capacity, gift pack generated, kidney candy for one day: kidney capacity +10]

I unwrapped the candy and threw it in my mouth. It was sweet, and it melted in no time. The thrusting became easier,
and the urge to cum decreased.

[Is this a safe period?] I couldn't hold back anymore. After more than an hour of thrusting, I would have ejaculated long ago if it weren't for the kidney fruit.
Huff, I couldn't hold back anymore, and I ejaculated, my semen spraying into Xiaomei's vagina...

After cleaning up the mess, Xiaomei and Xiaoli fell into a deep sleep, holding the man...

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