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A magical debt system 

Back home, I lay on the sofa, brought up the system, and found that Li Dongqing was no longer listed among the debtors. Sure enough, once the debt was paid off, it would automatically disappear. Next, I clicked on Zhou Qingquan's option, then her mother's, and wrote "body" in the blank space. Of course, don't overthink it; her mother wasn't very pretty, quite ordinary, and her figure was a bit out of shape. I just wanted to see if the system's valuation was based on the price of each item.

Sure enough, the system gave a valuation: Repayment: Body, Valuation: 50. It was quite different from Xiaojia's valuation, but even if Xiaojia was prettier, the difference shouldn't be that big. Looks like I hit the jackpot—she's a virgin!! I quickly canceled it. You see, although I like big breasts, my taste leans towards unripe fruit, something I can slowly cultivate to maturity. Then I wrote "ring." Repayment: Ring (Gold) (In Li Dongqing's parents' generation, gold rings were used for weddings.) Estimated value: 129 (Secondhand estimate, otherwise it should be more expensive!) Then I tried a few more items, even her father's, and finally had no choice but to write "RMB". Repayment: RMB Amount: As a result, the original estimate became a blank space for the amount. After writing 100, I clicked confirm, but nothing changed.

Then I clicked on the remaining two people, Huang Jinpeng and Huang Zeyu, and looked at their mothers. It turned out that Huang Zeyu's mother was the only one who was pleasing to the eye, so I typed "physical body".

Repayment: Physical body

Estimated value: 90

Sure enough, the price is cheaper after the first time, but I still canceled it because I didn't want my first time to be wasted on these average-looking women. At least it should be a girl like Xiaojia, who is also a first-timer, so I can study her properly! Then I also got back the 200 yuan they owed me, but nothing changed.

Just as I was wondering what was going on, my doorbell rang. I opened the door and saw it was Zhou Qingquan's mother. I was a little surprised, but still asked, "Who are you looking for?" She said, "Hello, you must be Huang Jianqiang. I'm Zhou Qingquan's mother. He owes you 100 yuan, right? I'm here to pay it back. Here you go." I took the 100 yuan and politely asked, "Would you like to come in and sit down, Auntie?" "No, I have to go back!" she said, and then left.

At that moment, my achievement points increased to 9, and my circulation points increased to 739.

Then, the mothers of the other two men came to my house and gave me their money. My achievement points increased to 11, and my circulation points increased to 939. I then opened the skill options and selected "Endurance Boost." Instantly, ten points of achievement points were gone, but although I was initially tired, I suddenly felt incredibly refreshed.

In my assessment, my stamina, originally 8 (normal adult male is 10), now increased to 16 (normal 10), instantly doubling. My current stats are:

Strength: 11 (normal 10, fat people get a bonus)

, Intelligence: 12 (average 10),

Speed: 8 (normal 10),

Stamina: 16 (normal 10).

As for why I chose stamina, an invisible and intangible option, for the 10 achievement points? Well, you know how it is for men. I originally planned to wash up and go to sleep, but since I was still so energetic, I played on the computer for a while longer before finally resting. As for studying, yeah, I haven't touched a book in three years. Reading now would make my head spin. Anyway, the store has this year's college entrance exam papers, and I expect next year's will be available too. Why bother studying!

The next day, I arrived at the classroom, and soon someone I didn't expect appeared.

"Hey, Fatty Huang, lend me some money!" Li Dongqing suddenly said, standing in front of me. Damn, ever since he borrowed money from me last time, he's always kept his distance whenever he sees me. But now he's actually coming over on his own initiative. But then I thought, didn't he pay me back yesterday?

"Sure," I replied with a smile, chuckling, business is on the horizon. "How much do you want to borrow? I only have 1000 yuan on me right now!" "Lend me 500!" Li Dongqing said after frowning and thinking for a moment.

"Sure." I readily handed him 500 yuan, then casually asked, "By the way, do you know Li Xiaojia?" "Damn, I didn't realize that!" Li Dongqing grinned after taking the money, "I didn't expect you, Fatty Huang, to be so lecherous. You even want to know about our school beauty? How about it, want some firsthand information about her? Absolutely accurate, 100 yuan, want it?" He had a pimp's expression on his face, but that actually reassured me. At least he didn't have feelings for Xiaojia anymore, otherwise he wouldn't be saying that. "Get lost." One word, and then I ignored him.

In the system, Li Dongqing's option reappeared on the previously cleared list of debtors.

The rest of the day was peaceful; I mostly read novels in a corner. At noon, I had lunch with Xiaojia in the cafeteria, enjoying another eye bath, and then nothing else happened. However, in the afternoon, another person came—Huang Zeyu. He borrowed another 200 yuan from me. I joked, "Nine out, thirteen back," and he jokingly nodded. But it turned out his debt wasn't 200, but 290 yuan! Looks like the system does support loan sharks!

The other two didn't come looking for me after school. But thinking about it, even though they had paid back their money, the fact that they robbed me was still there; how could they possibly borrow money again?

In the evening, I took Xiaojia to a nearby KFC. Although I knew KFC wasn't a good place to eat, and that KFC had already had problems in 2009, my girlfriend liked it, so I went along with it.

"Xiaojia, my mom's not home. Can we come to my place tonight?" I asked. Tomorrow's Saturday, so we don't have to go back to the dorm.

"No," Xiaojia replied very weakly. Her resistance was actually quite feeble, a result of her compliance.

"Go help me pack!" I continued. Actually, even if it's for reasons deep down, girls can't easily back down. Although I'm a total homebody, I vaguely understand this, so I gave her a way out.

"Okay, sure!" Xiaojia said, her little face slightly flushed and pouting.

That evening, after dinner, I took Xiaojia to my house. There wasn't much to pack, since my mom had only been gone for a day. The only thing was that I hadn't washed the clothes I changed out of yesterday, but there was a washing machine. Xiaojia just washed the clothes, and that was it.

We were sitting in the living room watching TV. After Xiaojia returned from doing laundry, I pulled her into my arms. She didn't resist, just quietly leaned against me and watched TV. But with my increasingly bold caresses, it was hard to tell whether she could still watch. My hand gradually moved up Xiaojia's flat stomach, gently and slowly sliding to her small but firm breasts. Xiaojia instinctively leaned back, but could she run away from me?

Through her clothes, I gently pinched Xiaojia's small breasts; they were quite elastic. But even though it was just summer clothing, it still made me uncomfortable. Xiaojia lowered her head, softly leaning against me, without struggling, only her delicate ears were bright red.

My penis, under these circumstances, immediately became hard and erect, pressing against Xiaojia's soft buttocks through my pants. Xiaojia shifted her hips uncomfortably, but this brought me a different kind of sensation. Indeed, a woman's body can bring a man a different kind of enjoyment, no matter which part.

Then, one hand slipped through Xiaojia's outer garment and bra, directly caressing her breasts. The feeling was truly wonderful—warm and comfortable. Her breasts weren't large, but they had a wonderful texture, soft yet elastic, and the skin was incredibly delicate. It was an incomparable sensation. And for some reason, as I touched them, I became addicted and couldn't stop.

Xiaojia, nestled in my arms, shifted restlessly, but her chest gradually began to thrust outwards.

My other hand, too, restlessly caressed Xiaojia's flat, soft lower abdomen, gradually sliding down her abdomen and into her pants, gliding over her silky, thin panties. The fur felt soft and fine to the touch, so smooth and slippery. I gently stroked her pubic hair.

After a while, my hand gently slid down again, reaching the tropical rainforest. It was warm and humid. Although it was clearly dry, for some reason, I could still feel the dampness. And it seemed like a warm current was blowing on my palm. Yes, it was this warm current that made me feel the dampness. I gently pressed my hand down, and sure enough, I felt a moist liquid on both sides of a narrow crevice. It was slightly damp.

Xiaojia instinctively squeezed her legs together, trapping my large hand tightly between her slender legs, her body tense up. She didn't raise her head, keeping it low, her delicate ears bright red.

I couldn't resist taking them in my mouth and gently licking them. "Ah..." A barely audible moan came from Xiaojia's mouth, and her tense body and legs began to relax.

I continued licking and kissing Xiaojia's little ears, warm and small, with little smell, but the fragrance of her hair made me suddenly unable to stop, licking them incessantly. My hand continued to knead Xiaojia's small breasts, while my other hand, after Xiaojia's body went limp, began to gently caress her slit, occasionally stroking the smooth skin of her thighs.

Chapter Four: The First Time (Part Two)

"Xiaojia," I murmured.

"Mmm..." Xiaojia responded with a soft moan. Her head lifted slightly.

My lips, never leaving Xiaojia's face, moved to her lips, and Xiaojia turned her head, her warm breath meeting mine tightly.

"Mmm." Xiaojia made a sound that made my body heat up. At this moment, my tongue finally entered Xiaojia's mouth. It was wet inside, but that wasn't what I noticed. What I noticed was that I was licking something soft and slippery. When I licked it, it jumped and then licked me back. My tongue rubbed against it, and it rubbed against my tongue, as if we were connected, constantly rubbing and sucking on each other. It had a sweet and fragrant taste.

"Mmm..." After a long time, our lips parted. We were both breathing heavily, staring at each other, as if our hands and tongues were intertwined. Our eyes were also addicted, staring straight at each other, unable to move an inch.

"Xiaojia, shall we go to my room?" I asked gently.

"Mmm." Xiaojia lowered her head a little shyly, softly resting it on my chest, letting me do as I pleased.

I reluctantly withdrew my hands from Xiaojia's two alluring spots, then lifted her up, her knees tucked behind her. Xiaojia clung tightly to my neck, her beautiful little head resting gently against my chest, her long, smooth black hair trailing behind.

We went to the bedroom, and I gently placed Xiaojia on the bed. She curled up shyly, but her large, dark eyes were fixed on me, her face flushed.

I stared back at the lovely girl on the bed, quickly stripping off my summer clothes. My erect penis stood before her. Xiaojia looked at my penis with a mixture of fear and anticipation, then lowered her head shyly.

I gently helped Xiaojia remove her clothes, and she cooperated, but she kept her head down, avoiding my gaze.

After removing her light blue bra and white panties with bunny designs, Xiaojia was completely naked except for her pink cashmere socks. At first glance, I was instantly drawn to her breasts and the dark forest of her pubic hair. Two pink nipples and a patch of black pubic hair stood out starkly against her snow-white skin, yet somehow harmonious and captivating.

I approached Xiaojia, lifted her head, and gazed at her quietly before gently pressing my lips to her soft, delicate lips. Learning from my previous experience, my tongue followed the same path to her mouth, continuing the unfinished battle with her pink tongue. My hands roamed over Xiaojia's back for a while before returning to the original battleground. This time, however, I was no longer content with simply penetrating her; my hands roamed freely over her body, and I leaned forward, my penis pressing against Xiaojia's smooth, soft thighs.

Suddenly, the head of my penis felt incredibly smooth and soft, so pleasurable that it almost made me jump. Then, my lips left Xiaojia's mouth, and under her large, watery eyes, I gently laid her flat on the bed.

My lips pressed against hers again, and I climbed onto the bed, wrapping my arms around Xiaojia. My lips left her small mouth, tracing her pointed chin and slender neck, moving to her breasts, my tongue licking the red nipples. My hands also caressed her other breast, keeping her company.

Then my lips left her breasts, moving down her flat stomach to her alluring pubic hair, but Xiaojia was clearly shy, her legs tightly pressed together.

"Relax, be good," I said, looking up at Xiaojia, then gently parted her legs and pressed my lips against hers, lightly licking her vulva for a while before kissing her legs, thighs, and calves. Then I looked up again; Xiaojia was staring at me with her big, watery eyes. I smiled at her and gently rubbed my penis against her vulva.

"Xiaojia, you're so beautiful," I said, rubbing my penis against her vulva.

"Mmm." Xiaojia closed her eyes shyly, but kept peeking out.

"Xiaojia, I want you, okay?" I asked, my glans already covered in her juices, ready to pounce. Actually, it didn't matter whether I asked or not; at this point, no one could refuse. But respecting her was a comfort to her.

"Mmm." Xiaojia nodded, her eyes half-closed.

"Xiaojia, where is your vagina?" Although there was a small slit, I wasn't sure where it was, so I asked Xiaojia.

"Ah, I...I don't know either?" Xiaojia said, her face flushed.

"Then, Xiaojia, can you use your hands to spread your slit, and I'll look for it, okay?" I said.

"Mmm." Xiaojia blushed deeply, her small hands reaching towards her genitals, gently spreading her alluring slit, and shyly turning her face away.

Then I saw two alluring little holes. As a typical otaku, I knew the lower hole was the right one, so I pressed my love-scented penis against the entrance and said to Xiaojia, "Xiaojia, I'm coming in." Then, without a second thought, I thrust all my strength into the hole.

"Ugh!!!" Xiaojia groaned in discomfort, her eyebrows furrowing. I knew she was in pain, so I stopped moving, quietly savoring the warm, moist, tight yet soft feeling of Xiaojia's vagina.

"Xiaojia, does it hurt?" I gently kissed her and asked softly.

"Mmm," Xiaojia nodded.

"Does it hurt? Answer me," I asked.

"It hurts." Finally, Xiaojia opened her eyes and looked at me pitifully.

"Good girl, it won't hurt for long." I gently stroked Xiaojia's hair and smelled her hair as I spoke.

"Hmm, it doesn't hurt much anymore," Xiaojia said softly.

"Does it hurt?" After kissing for a while, I thrust in and out a little and asked.

"It doesn't hurt anymore, it's a little itchy," Xiaojia said a little shyly.

"A little itchy? Then I'll scratch it for you!" I teased, and started thrusting. In this warm, moist, tight, and soft little hole, I kept thrusting in and out. It was a strange feeling, very comfortable. My glans was numb and itchy. It felt like the little hole was sucking my penis in, but also pushing me out. It was so strange. I just wanted to stay there, but I also wanted to move around. It was very contradictory, but also very comfortable. After only a few thrusts, I had the urge to ejaculate. I desperately held back and then changed to a slower thrusting speed.

"Xiaojia, does it feel good?" I asked as I thrust in and out.

"Mmm," Xiaojia replied with a moan.

As Xiaojia moaned, I had almost gotten used to her tight vagina, and I instantly changed my speed, thrusting in and out quickly.

"If it feels good, just moan, Xiaojia, it's okay, it's just the two of us. Moan!" I said, panting heavily as I thrust in and out quickly.

"Mmm... ah... ha... ha... mmm..." Xiaojia was suddenly hit hard by the impact, and her mouth was a little hard to close. Then she heard the throbbing in her ear and finally couldn't help but moan softly.

"Ah..." Suddenly, Xiaojia let out a short "ah," and then, as if someone had suddenly grabbed her by the neck, her mouth was slightly open, but she couldn't make a sound. Her beautiful eyes were wide open, her whole body was tense, and her long, alluring legs suddenly tightened, as if they were going to break my waist. Her vagina suddenly clenched tightly, as if it had tightened several times over, causing my penis to tremble uncontrollably. I thrust rapidly, unable to hold back my ejaculation. At that moment, I felt her vagina loosen slightly, but also felt a torrent of fluid gushing out, splashing onto my glans and mingling with my semen.

Then my body fell to one side, my penis not withdrawing from Xiaojia's vagina, while Xiaojia remained tense.

"Phew..." After a while, Xiaojia finally breathed a sigh of relief, her body completely relaxing.

"Was it beautiful?" I asked, looking at Xiaojia's satisfied expression.

"Mmm, so beautiful," Xiaojia nestled her head into my arms, answering dreamily.

Hearing Xiaojia's words, I felt that the ten points of achievement I spent last night were well worth it. This was my first time, and I lasted almost five minutes. Luckily, it was Xiaojia's first time too, so she came quickly, and we both climaxed. But obviously, that wasn't enough. Maybe it's okay for a short time, but my stamina and sexual ability definitely need improvement in the future. Whether my technique improves or not, I still need to reach a certain point, especially since I definitely won't only have Xiaojia, right?!

"Xiaojia, you're so good." Her legs were intertwined, and my penis, softened, had slightly receded from her vagina, leaving only the glans tightly gripped. I held the lovely woman in my arms tightly and said gently.

"Qiang, you're great too," Xiaojia said softly, a little shyly.

After a while of tenderness, I got out of bed, filled the water heater with some warm water, and then took a towel to the bedroom to help Xiaojia wipe her body. Looking at her somewhat disheveled lower body, I felt an inexplicable sense of pride and satisfaction welling up inside me, and I couldn't help but smile. Then he wiped the sweat off Xiaojia's body, then wiped himself, and finally hugged Xiaojia to sleep. He was actually exhausted. Even someone as clean as Xiaojia couldn't help but fall asleep with sweat on her body, which shows how tired he was.

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